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Construction & Industrial

Vendor Finance Solutions

Some of the world’s largest and most prestigious construction and industrial equipment manufacturers count on PNC Vendor Finance every day to help move more units through their distribution channels. 

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Financing Built for Manufacturers and Their Customers

With proven industry experience in the development, implementation and growth of finance programs for this sector, we custom-build products and programs specifically to meet the profitability goals, growth and expansion strategies of our construction manufacturer partners, their end users and service providers.

PNC Vendor Finance delivers the solutions-based financing programs that leading industry professionals require. Unlike many financial organizations, we have not built our business — and our reputation — on a strategy of simply seeking transactional opportunities. Our goal is to build deep relationships with select manufacturers and vendors that become long-term and mutually beneficial relationships.

Our program finance professionals are all highly skilled and committed to a consultative approach — listening to and understanding your specific needs to deliver comprehensive and highly structured finance solutions for you and your customers.

Construction & Industrial Assets

  • Construction Equipment
  • Cranes and Rigging
  • Drilling and Milling Equipment 
  • Excavators 
  • Forestry Equipment
  • Heavy Equipment
  • Hoists and Forklifts 
  • Machine Tools
  • Material Handling
  • Mining and Aggregate
  • Plastics Molding and Shaping
  • Robotics and Automation 
  • Scales and Sorters
  • Utility Vehicles

Finance Solutions

  • Capital Expenditures
  • Dealer-Owned Rental Fleet (DORF)
  • Full Payout Lease 
  • Growth Capital
  • Inventory Finance
  • Lease Purchase (Capital Lease) 
  • Loans
  • Municipal / Tax-Exempt Lease
  • Operating Leases 
  • Recapitalization
  • Sale-Leasebacks
  • Seasonal and Skip Payment Structures 
  • Step-Up Payment Structures
  • True Lease (FMV/FPPO)

Program Features

  • Customized payment structures that match customers' cash flow and business requirements
  • Competitive rates and fair residuals
  • A consultative sales approach to increase dealer revenue and expand market share
  • Online application entry, fast credit approvals and funding, on-demand lease portfolio reporting
  • Comprehensive suite of standard and customized finance products

Contact Our Team

Richard Karich

Senior Vice President
Managing Director

Read Bio »


Richard Karich

Sr. Vice President & Managing Director

PNC Vendor Finance

Richard Karich is Senior Vice President and Managing Director for the Construction, Industrial, and Transportation Group within the PNC Vendor Finance organization. He oversees new business development, sales, program management, and marketing for manufacturer partner programs. Karich is also responsible for the management of the Structured Finance group.

Karich joined PNC in 2014 through the acquisition of ECN Capital and has over three decades of experience in the industry. He was awarded the Vendor Finance Salesman of the Year in 2019 and the C&IB Sales Excellence Award in 2020.

Karich received his bachelor’s degree from Northern Illinois University’s College of Business.

Dennis Williams

Vice President, National Sales Manager

PNC Vendor Finance

Dennis Williams is a Vice President and National Sales Manager within the PNC Vendor Finance organization. He oversees Construction and Industrial (C&I) programs and is responsible for building, growing, and managing manufacturer and dealer relationships and opportunities.

Williams joined PNC Vendor Finance in 2018. He began his career in Equipment Finance as a sales and use tax analyst, then moved into syndications. He managed an associate channel for a bank’s wholly owned leasing company. He also managed several regions as the sales manager for a few national funding sources.

He received his bachelor’s degree from the University of South Carolina and a master’s degree from Midwestern State University.

Dennis Williams

Vice President
National Sales Manager

Read Bio »


If you’re an existing PNC Vendor Finance client with a Customer Service question, please contact:


If you are an individual looking to finance equipment
for your business:

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