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Vendor Finance Solutions

PNC Vendor Finance knows that the transportation industry does the heavy lifting to move everything we consume or use. But getting the equipment from the lot to the highway takes financial strength and extensive industry knowledge.

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Strategic Partnerships Built for Growth

Some of the world’s largest and most prestigious transportation manufacturers count on PNC Vendor Finance to help drive their business. With proven industry experience in the development, implementation, and growth of finance programs, we work directly with small, medium, or large fleet managers to design flexible payment structures that match cash flow and business requirements. We also offer specialized equipment management and remarketing services, dramatically impacting the overall sales objectives of our transportation partners.

Our program finance professionals are all highly skilled and committed to a consultative approach — listening to and understanding your specific needs to deliver comprehensive and highly structured finance solutions for you and your customers.


Transportation Assets

  • Class 5, 6, 7 and 8 trucks
  • Demountable cargo containers
  • Dry freight and reefer trailers
  • Mixers
  • Platforms/flatbeds
  • Refuse trucks
  • Specialty up-fitted vehicles
  • Utility bucket trucks
  • Vac trucks
  • Vocational trucks

Finance Solutions

  • Full Payout Lease
  • Lease Purchase (Capital Lease)
  • Loans
  • True Lease (FMV/FPPO)
  • Municipal / Tax-Exempt Lease
  • Operating Leases
  • Sales Leasebacks
  • Seasonal and Skip Payment Structures
  • Step-Up Payment Structures
  • TRAC and Split TRAC Leases
  • Inventory Finance

Program Features

  • Customized payment structures that match customers' cash flow and business requirements
  • Competitive rates and fair residuals
  • A consultative sales approach to increase dealer revenue and expand market share
  • Online application entry, fast credit approvals and funding, on-demand lease portfolio reporting
  • Comprehensive suite of standard and customized finance products

Contact Our Team

Richard Karich

Senior Vice President
Managing Director

Read Bio »


Richard Karich

Sr. Vice President & Managing Director

PNC Vendor Finance

Richard Karich is Senior Vice President and Managing Director for the Construction, Industrial, and Transportation Group within the PNC Vendor Finance organization. He oversees new business development, sales, program management, and marketing for manufacturer partner programs. Karich is also responsible for the management of the Structured Finance group.

Karich joined PNC in 2014 through the acquisition of ECN Capital and has over three decades of experience in the industry. He was awarded the Vendor Finance Salesman of the Year in 2019 and the C&IB Sales Excellence Award in 2020.

Karich received his bachelor’s degree from Northern Illinois University’s College of Business.

Kathy Boucher

Vice President, National Sales Manager

PNC Vendor Finance

Kathy Boucher is a Vice President and National Sales Manager within the PNC Vendor Finance organization. She oversees Transportation programs and is responsible for managing outside sales staff.

Boucher joined PNC in 2017 and has over three decades of experience in the industry. Prior to joining PNC, she managed federal, state, and city grants for seaport transportation replacement programs in various United States ports.

Boucher holds a bachelor’s degree from National University in Finance and Business Administration.

Kathy Boucher

Vice President
National Sales Manager

Read Bio »


If you’re an existing PNC Vendor Finance client with a Customer Service question, please contact:


If you are an individual looking to finance equipment
for your business:

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