Solutions for Financial Institutions
Let Our Dedicated Team of Experts Help Support Your Growth
More than 1000 banks, thrifts and credit unions
value their collaboration with PNC Capital Markets, LLC
We offer financial institutions a comprehensive platform to help manage costs, drive efficiencies and broaden their product offerings. We also understand the challenging regulatory and operational environment facing financial institutions today.
When you work with PNC, you will have a dedicated relationship team that is driven to define and address your challenges and provide solutions that meet your goals. We also offer insight through regular economic reports and webinars to deliver the market insight you need to make informed decisions.
PNC FIG Advisory Solutions
Explore our investment banking deal history and to learn more about PNC FIG Advisory services, including balance sheet management strategies, M&A advice and capital markets expertise.
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Our dedicated relationship team is driven to provide solutions, not just products.
Manage Balance Sheet Performance
PNC Capital Markets (PNCCM) offerings can help you manage your investment portfolio and mitigate risk.
Fixed Income
- PNC mortgage production
- Taxable & tax-exempt securities
- CRA- eligible securities/loans
- Liquidity products
- Asset Backed Securities
- Corporates
- Portfolio Analysis
Commercial Whole Loan Sales
- PNCCM has extensive experience selling commercial whole loans
- Brokered Whole Loan Sales of Performing or Non-Performing Loans
- Sales can be arranged in pooled or single-loan transactions
- No minimum or maximum transaction size
- All geographies and collateral types
- Blind bid, auction formatted process to maximize execution
Residential Whole Loan Trading
- Trading of new origination and seasoned residential whole loans. Includes purchase/sales of performing, re-performing, non-performing, FHA-EBO (Early-Buy-Out), and CRA
- Brokerage services of residential whole loan portfolio
- Competitive bids and sourcing of deals via PNCCM’s extensive client network
- Securitization services with the agencies (FNMA/FHLMC) with the ability to act as principal or agent
Secondary Loan Trading
- Access to the Corporate & Institutional loan market as a strategy to grow your balance sheet
- Syndicated credits as an alternative investment to be used to grow assets or counterbalance concentrations within an existing book
- Secondary market trading of fully funded, publicly rated, liquid term loans
- Trade confirmations and assignment agreements
- Assistance with settlement from dedicated and experienced closers
CRA Eligible Loans
- Cost effective means to acquire CRA (Community Reinvestment Act) lending/investment credit to meet CRA goals
- Using PNC’s mortgage origination, we provide clients with access to CRA eligible assets
- Loans specifically selected by the client, with no minimum transaction size
- PNC provides the full loan file for due diligence review
- Loans are sold servicing retained
Agency CMBS
- PNC is a leader in Freddie Mac's Q-series multifamily securitization market. (Freddie Mac Q-Deal Program Overview, Sept 30, 2023)
- In-house banking and structuring professionals with comprehensive understanding of current market trends provide creative solutions to clients
- 30 taxable fixed-income sales professionals focused on top tier and middle market clients facilitate primary market distribution
- Secondary market trading desk is an active counterpart to investors and other broker-dealers
Balance Sheet Management
- Balance sheet interest rate risk management
- Multifamily securitizations
- Performing & non-performing loan sales
- Capital raising
Asset Exchange Platform
- PNC Asset Exchange is an easy-to-use online resource marketplace
- Buy, sell and participate in loans with other financial institutions
- Help meet organizational, growth, profitability, and risk-management goals for all parties
- Platform identifies the partners as PNC provides advice to facilitate beneficial execution
- Your institution's identity can remain anonymous until a non-binding bid is accepted for all activity types
Want to hear more about our offerings? Contact Us »
Enhance Product Offerings
Flexible, customized solutions. Offer your customers highly sophisticated solutions without large investments.
Treasury Management
- Commercial cards
- Lockbox processing
- Electronic bill presentment & payment
- Print/mail services for invoices & account statements
Interest Rate Risk Management
- Loan level hedging program
Customized Offerings
- Dedicated sales support & training
- Integrated product platform
- Customer service team for issue resolution
- Branding strategy
International Services
- International wire transfers
- Foreign cash letters/collections
- Trade letters of credit
- Foreign currency services
Explore more of our capabilities? Connect with us »
Improve Operations
Achieve greater operating efficiencies and manage employee benefits.
Treasury Management
- Accelerate collections & funds availability
- Cash logistics services
- Vendor payment via AP card network to extend payment terms
- Invoice receipt & automation
- Check, ACH, wire & Accounts Payable card disbursement
Institutional Asset Management
- Retirement and benefit plan solutions
- Solutions for Operating Assets
- Endowment and foundation solutions
Equipment Finance
- Loan & leasing products for existing or future capital
expenditures or assets
Solutions for International Institutions
PNC’s experience, stability, and infrastructure can help you grow your business in the United States
U.S. Cash Management
Leading-edge technology, customized solutions,
and personalized service
- Commercial card services
- Wholesale lockbox
- Integrated receivables
- Disbursement solutions
Capital Markets
Product and service offerings can be scaled to meet increasingly sophisticated needs
- Loan syndications, primary and secondary loan sales and purchases
- Fixed income – mortgage-backed securities, community reinvestment act (CRA) loans
- Interest rate risk management – balance sheet hedging, loan level hedging program
- Foreign exchange – trading and consultative services
Payments and Trade
Streamline trade transactions and manage cross-border cash flows
- Trade services and financing solutions
- Letters of credit issuance, confirmation, negotiation, and refinancing
- Standby letters of credit and local guarantee facilitation
- Foreign exchange and U.S. dollar payments
Important Legal Disclosures and Information
THIS WEBSITE PAGE IS NOT INTENDED FOR RETAIL INVESTORS AND IS ONLY INTENDED FOR INSTITUTIONAL INVESTORS.
PNC Capital Markets LLC (“PNCCM”), member of FINRA and SIPC, is an affiliate of PNC Bank, National Association (“PNC Bank”). PNC Bank and PNCCM are subsidiaries of The PNC Financial Services Group, Inc. (“PNC”).
Important Investor Information – Securities, insurance, foreign exchange, and derivative products are:
Not FDIC Insured • Not Bank Guaranteed • Not A Deposit
• Not Insured By Any Federal Government Agency • May Lose Value
FINRA BrokerCheck
Check the background of PNC Capital Markets LLC on FINRA's BrokerCheck.
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