Financial Services for
Car Dealerships from PNC

Drive Your Dealership Forward

Contact Us

We are committed to delivering competitive rates, access to the credit you need, innovative retail financing programs and an array of financial services to franchised, new automobile dealers that can help drive financial returns.

We Have High Performance Services to Drive Your Dealership Forward

Retail Financing

PNC brings many years of experience in meeting new car franchise dealers’ retail automobile financing needs through a unique, relationship-focused approach to serving your business.

We offer:

  • A committed team throughout our footprint (see map)
  • A dedicated Sales Executive and underwriters for each dealership
  • Extended operating hours
  • Special rate promotions
  • Automated credit approval
  • Buy-down and flat programs
  • Extended term financing
  • Customized reserve programs

Contact a Regional Sales Manager in your area:



Alabama, Florida, Georgia, South Carolina, Tennessee (Central and Eastern)

Matt Francesconi- 770-367-3601

Illinois, Indiana, Iowa, Kansas, Kentucky, Michigan, Minnesota, Missouri, Ohio, Wisconsin 

Chris Casanovas - 630-303-4754

Connecticut, Delaware, Maryland, Massachusetts, New Hampshire, New Jersey, New York, North Carolina, Pennsylvania, Rhode Island, Virginia, West Virginia

Frank DeCarlo - 412-977-9576

Arizona, Arkansas, Colorado, California, Idaho, Mississippi, Nevada, New Mexico, Oklahoma, Oregon, Tennessee (Western), Utah, Washington

Reggie Branch - 832-656-4103

Louisiana, Texas

Shannon Couch - 214-793-7788

Contact Dealer Finance Sales:

For more information, please call 1-800-433-0067 Mon-Fri 8:30 AM - 8:00 PM EST, Sat 9:00AM - 6:00 PM EST

Or, email us at


Important Legal Disclosures & Information

PNC does not provide legal, tax or accounting advice. Lending and Leasing products and services, including card services, trade finance and merchant services, as well as certain other banking products and services, require credit approval.

PNC and PINACLE are registered marks of The PNC Financial Services Group, Inc. (“PNC”).

Bank deposit, treasury management and lending products and services, and investment and wealth management, and fiduciary services are provided by PNC Bank, National Association, a wholly-owned subsidiary of PNC and Member FDIC. Services such as public finance advisory services, securities underwriting, and securities sales and trading are provided by PNC Capital Markets LLC, a registered broker-dealer and member of FINRA and SIPC. Foreign exchange and derivative products are obligations of PNC sank. National Association. Securities products and brokerage services are offered through PNC Investments LLC, a registered broker-dealer and member of FINRA arid SIPC, Insurance products and advice may be provided by PNC Insurance Services, LLC. Private equity financing is provided by affiliates of PNC Equity Management Corp. Mezzanine financing is provided by PNC Mezzanine Capital Corp. Equipment financing pricing and leasing products are provided by PNC Equipment Finance, LLC, a wholly-owned subsidiary of PNC Bank National Association.

The PNC Financial Services Group, Inc. (“PNC”) uses the marketing name PNC Private Bank℠ to provide investment and wealth management, fiduciary services, FDIC-insured banking products and services, and lending of funds through its subsidiary, PNC Bank, National Association (“PNC Bank”), which is a Member FDIC, and to provide specific fiduciary and agency services through its subsidiary, PNC Delaware Trust Company. PNC does not provide legal, tax, or accounting advice unless, with respect to tax advice, PNC Bank has entered into a written tax services agreement. PNC does not provide services in any jurisdiction in which it is not authorized to conduct business. PNC Bank is not registered as a municipal advisor under the Dodd-Frank Wall Street Reform and Consumer Protection Act (“Act”). Investment management and related products and services provided to a “municipal entity” or “obligated person” regarding “proceeds of municipal securities” (as such terms are defined in the Act) will be provided by PNC Capital Advisors, LLC, a wholly-owned subsidiary of PNC Bank and SEC registered investment adviser.

“PNC Private Bank” is a service mark of The PNC Financial Services Group, Inc.
Investments: Not FDIC Insured. No Bank Guarantee. May Lose Value.

In Canada, PNC Bank Canada Branch, the Canadian branch of PNC Bank, provides bank deposit, treasury management, lending (including asset-based lending) and leasing products and services. Deposits with PNC Bank Canada Branch are not insured by The Canada Deposit Insurance Corporation or by the United States Federal Deposit Insurance Corporation.

Read a summary of privacy rights for California residents which outlines the types of information we collect, and how and why we use that information.