PNC offers a comprehensive suite of payment cards backed by industry-leading technology. Our dedicated account management team can determine an effective mix of payment options for your company by developing a customized payments protocol to support all of your disbursement needs. This collaborative approach helps you maximize the efficiencies and cost savings associated with various payment methods, including commercial cards.
Expand your Card Program with PNC's ActivePay®
PNC's ActivePay® can serve as your organization's primary payment method. By combining proactive and real-time authorization of card-based purchasing with your organization's existing purchase order authorization and approval processes, you can expand the use of cards to new levels and benefit from additional operating efficiencies, gain greater spending control and further mitigate purchasing risk.
Integrate cards into your existing payment systems
ActivePay enables the integration of commercial cards as a settlement option within existing Accounts Payables (AP) processes, providing greater opportunities for you to:
- Maximize payment controls
- Enhance transaction and data management
- Increase the financial benefits of card usage
PNC's ActivePay solution is an easy-to-use technology that supports a variety of capabilities, including the settlement of card transactions directly to a supplier's merchant account.
Mobile solutions for managing your card spend
Whether your users are on the road, working from home, or in another country, they can still have 24/7 access to the ActivePay mobile website. Users can
- Monitor and approve transactions
- View statements
- Manage and activate card accounts
- Attach receipt images from a mobile device
- Perform many other payment functions
ActivePay tools can help you to stay on top of your card program, eliminate decision delays and help your organization manage your expenses. The tools are available anytime, anywhere.
PNC provides consultative support to help identify opportunities for centralized card usage and for seamlessly integrating card functionality with your current systems.
Cards for General Procurement
Medium to large sized companies need to streamline the purchase of goods and services to reduce the time and costs associated with the traditional purchasing process. And, you want to accomplish this without costly investment, complicated implementations or reduced control over individual spending levels and budgets.
Cards for Travel and Entertainment
You need an efficient tool to pay for business travel-related expenses, streamline the employee reimbursement process and still maintain expense controls and visibility. And, you want flexible billing and payment options, focused travel reporting for all organizational spending, and optional cash access and employee travel benefits.
Cards for Procurement plus Travel and Entertainment
You need to streamline purchase order and expense reimbursement processes without costly investment or complicated implementations, yet also maintain control over individual spending levels. And, you also need to establish separate spending allowances for purchasing and travel-related expenditures and have easy access to consolidated reporting and statements for all company spending. Leverage procurement and travel functionality with PNC's single card solution.
Additional Convenience for PNC Commercial Card Holders
PNC’s Mobile Wallet for Business allows your employees to pay for travel, entertainment and other expenses with their commercial card using their own mobile devices.
Mobile Wallet Payments are initiated through mobile payment solutions (i.e. Apple Pay, Samsung Pay or Google Pay). They are predicated on the use of tokenization as a primary security feature that masks the card account number on mobile devices. The token is used to facilitate transaction processing.
Mobile Wallet provides your cardholders with a more convenient payment alternative that they may already be using for their personal transactions while you maintain appropriate corporate controls and visibility.
With PNC’s Multinational Commercial Card Program, businesses are able to monitor and control their U.S. and European business spending through Visa IntelliLink. Transaction settlement in euro, pounds and 5 other European currencies can be aggregated with U.S. spend for global coordination and efficiency. Clients can keep their existing relationship with PNC in the U.S. while adding European coverage from a trusted local expert for streamlining their global operations.
Prepaid Card Services
PNC offers a suite of prepaid card solutions, backed by industry-leading technology, to help you better manage spending, increase efficiencies and improve bottom-line results. Whether you're looking for an efficient way to increase employee participation in electronic payroll, reduce payroll-related costs, electronically incent employees or customers, or to disburse payments to your policyholders in the case of emergencies at any time of day or night, PNC has a prepaid card to achieve your goal.
PayCard for Payroll Processing: Reduce Payroll Costs and Simplify Paycheck Processing
You need an efficient way to increase employee participation in electronic payroll, reduce payroll-related costs and simplify the processing of paychecks for geographically dispersed employees or those without a bank account.
The NACHA Electronic Check Council estimates that the cost for issuing paychecks is between $5 and $8 per payment. As a result of time and cost savings, 77% of the companies that currently use payroll cards are "extremely" or "very" satisfied with the program. Feedback from employees is also very positive.
Online Paystubs for Payroll Processing: Move to an Eco-friendly Paperless Payroll System
Providing online paystubs to employees can help businesses implement a completely paperless payroll system to reduce costs and eliminate resource intensive tasks. Elimination of paper paystubs reduces the impact on the environment, and employees can securely access their paystub information online - anywhere, anytime.
Prepaid Claim Card for Claimant Payments: Reduce Payment Processing Costs and Enhance Customer Satisfaction
You need an efficient way to disburse payments to your policyholders in the case of emergencies at any time of day or night. In addition, you need to reduce administrative costs and meet claimant demands for a convenient payment vehicle.
Prepaid Incentive Card:Streamline Payments and Enhance Customer Rebate Programs
A pre-paid incentive card can help you streamline incentive payments and enhance employee recognition and customer rebate programs. The right program will enable you to reward your workforce and/or clients and you can offer them flexibility in using that reward while keeping implementation easy for your business.
Important Legal Disclosures & Information
Third party message and data rates may apply. These include fees your wireless carrier may charge you for data usage and text messaging services. Check with your wireless carrier for details regarding your specific wireless plan and any data usage or text messaging charges that may apply.
Card Services and certain other products and services require credit approval.
ActivePay is a registered trademark of The PNC Financial Services Group, Inc.
Visa is a registered trademark of Visa International Service Association and used under license.
Apple, iPod, and iPad are trademarks of Apple Inc., registered in the U.S. and other countries. iPhone, Touch ID and Apple Pay are trademarks of Apple Inc. App Store is a service mark of Apple Inc.
Android Pay is a trademark of Google Inc.
The Android robot is reproduced or modified from work created and shared by Google and used according to terms described in the Creative Commons 3.0 Attribution License.
Samsung Pay and the Samsung Pay logo are trademarks of Samsung Electronics Co., Ltd.