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PNC Commercial Rewards Card®

A better corporate credit card designed for businesses like yours.

No Annual Fee.  No Employee Card Fees.
0% APR* for first 6 billing cycles. 1.5% rewards on qualifying purchases.

PNC Delivers

The Only Corporate Credit Card Your Business Needs

PNC has designed a unique new card program based on an in-depth study of the needs of businesses from $5 million to $10 million in size. Discover the features and benefits.

Improve Cash Flow Flexibility + Control

  • Get a revolving line of credit you can use just when you need it.
  • Pay in full if you wish while still benefitting from improved cash flow.
  • Monitor and control spending with robust data.
  • View standard or custom reports.

Boost Overall Efficiency

We can help you:

  • Improve purchasing controls & convenience.
  • Optimize reporting & monitoring of expenses.
  • Combine travel & entertainment, purchasing & routine expenses in one card.
  • Reduce back office tasks & time.

Earn Competitive Rewards

Redeem points whenever and however you choose.

  • Get 1.5% on qualifying purchases.
  • No cap or spending limit.
  • No spend category restrictions.
  • Use points for travel, gift cards, cash back and/or merchandise.

Enjoy Comprehensive Support

We know your time is valuable, that’s why you can:

  • Manage your program and order cards easily with turnkey materials.
  • Access the PNC Treasury Management Client Care team when you need assistance.
  • Get 24/7/365 customer service for your cardholders.

The Details

Spending Controls & Protection

Spending Controls

  • Customize spending privileges based on your company’s needs.
  • Restrict card acceptance for the program using predefined spend categories.
  • Cap cardholder spending per transaction, per day, and/or per month.
  • Enable or disable cardholder cash access.

Corporate Protection

  • Employee Card Misuse Liability Waiver
    • $100,000 coverage, per card, against loss
    • Includes up to 75 days of protection for terminated employees
  • Emergency Card Replacement
  • Legal and Medical Referral Assistance

Travel Protection

  • Ride-Share Protection
  • Travel Accident Insurance
  • Baggage Delay Reimbursement
  • Trip Delay Reimbursement
  • Hotel Theft Coverage
  • Roadside Dispatch and more
  • For more on travel protection, view PNC Commercial Rewards Card Guide to Benefits

Cost Savings Calculator

Calculate What You Can Save and Earn by Switching to the PNC Commercial Rewards Card

Additional Resources

What You Need to Know about Card Programs

Embedded Finance Transforms Operations and Customer Experiences

Embedded finance is at the forefront of digital treasury transformation, as API and platform connector technology helps drive business performance.

Read Article  


A Look at the Path Ahead for Commercial Real Estate

For some sectors, innovative approaches to a changing commercial real estate landscape may be necessary for success.

Read Article  

Take a Fresh Look at Credit Card Payments

Are you taking advantage of today's tools and technologies?

Read Article  

If you would like to see all our PNC card options, please view our: Commercial Cards Solutions. 
If your business is under $5 million in revenue, please visit our: Business Banking card options site.


About Us

What PNC Commercial Banking Can Bring to Your Business 

Insight and integrated financial solutions for businesses with revenues between $5 million and $50 million delivered with a relationship-based approach.

Learn more about  PNC Commercial Banking »


Contact Us

We’re looking forward to a conversation with you.

PNC Commercial Rewards Card®

Rewards for everyday business purchases.

If you have questions or would like additional information, please fill out this short form so we can get in touch with you. By completing this form, you are authorizing us to contact you (via email and/or phone) to answer your questions and provide information about the Commercial Rewards Card.

If your company’s revenue is under $5 million, our Business Banking team can be of service.

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Important Legal Disclosures and Information

Visa is a registered trademark of Visa International Service Association and used under license.

PNC and PNC Commercial Rewards Card are registered marks of The PNC Financial Services Group, Inc. ("PNC").

Read a summary of privacy rights for California residents which outlines the types of information we collect, and how and why we use that information.