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PNC Home Insight®
Our online tools make it easier to determine how much home you can afford, get pre-approved,
apply and track your application, and more.
Navigate the Home Buying Experience
No matter where you are in your journey, PNC can help you through the home buying process.
PNC Home Insight: Tools to Navigate the Home Buying Journey
Home Insight® Planner helps you determine a mortgage payment that you can actually afford - based on your unique budget
and lifestyle.
Know Your Budget
Start the pre-approval process online and work with a PNC Mortgage Loan Officer to get a firm commitment to lend that tells you exactly how much you’re qualified to borrow.
Mortgage Calculators
Use our mortgage calculators to figure out affordability, estimate monthly payments and compare different types
of rates.
Find a Home
Home Insight Planner: Set your budget and begin your home search.
Search for homes in your price range
Don't base your home buying decision on online affordability tools that only rely on formulas to estimate your budget. Use PNC Home Insight Planner to take into account your actual budget and spending habits, so you can be confident that you’re making the best decisions for your future.
Home Insight Planner can help you:
- Generate home affordability scenarios based on your actual budget information.
- Get a clear view of your spending habits and adjust your expenses so you can find a home payment that works for you.
- Search for homes within your budget and save the ones you like as part of your customized home affordability summary.
Experience Home Insight Planner today
- Profile: Build your profile with basic information such as income & household size.
- Budget: Enter your current budget. You can be as detailed as you like to determine your target monthly mortgage payment.
- Home Search: Use your customized budget to search homes in your desired area and price range. Save the ones that catch your eye.
- Customized Home Summary: Download your customized home summary, contact a loan officer or reach out to the listing agent to learn more about a specific home.
Get a Mortgage Pre-Approval
Find out how much you may be able to borrow.
PNC Home Insight: Tools to Navigate the Home Buying Journey
- Shop for a home with confidence, knowing that you have a firm lending commitment.
- Show sellers and agents that you're a serious buyer.
- Streamline your home search by looking at homes in your price range.
- Budget around your estimated monthly payments.
- In some cases, we can verify your income, assets and employment without the need for you to provide documentation, saving you time and effort.
- If we're unable to electronically verify your income, assets and employment, we may still be able to provide you with a preliminary pre-approval, which will give you a good idea of what you may be qualified to borrow. Subsequently, we can often provide a pre-approval after receiving necessary paperwork.
Stand out with a pre-approval from PNC
When looking for a new home, a pre-approval is an ideal next step to find out how much you're qualified to borrow. And now that the process is online, knowing how much home you can afford is even easier.
Mortgage Calculators
Use our tools and calculators to see what you can afford as well as different payment scenarios.
Preapproval is not a commitment to lend, a condition of loan approval or an application for credit.
Final loan approval and amount are subject to verification of loan data, property appraisal and underwriting conditions.
PNC, PNC HomeHQ, PNC Home Insight, and Home Insight are registered service marks of The PNC Financial Services Group, Inc. ("PNC"). PNC has pending patent applications directed at various features and functions of Home Insight Planner and Home Insight Tracker. All loans are provided by PNC Bank, National Association, a subsidiary of PNC, and are subject to credit approval and property appraisal.
©2023 The PNC Financial Services Group, Inc. All rights reserved.
PNC Bank, National Association.