PNC Home Insight®

Our online tools make it easier to determine how much home you can afford, get pre-approved, apply and track your application and more.

Navigate the Home Buying Experience

No matter where you are in your journey, PNC can help you through the home buying process

Find a Home

Home Insight® Planner helps you determine a mortgage payment that you can actually afford - based on your unique budget and lifestyle. 

Try Planner Today

Know Your Budget

Complete your pre-approval online on any device, and get a firm commitment to lend that tells you exactly how much you’re qualified to borrow.

Start Your Pre-Approval

Have a House in Mind?

Complete your application online, lock in your rate and electronically verify your income, assets and employment.

Start Digital Application

Track Your Application

With Home Insight® Tracker, upload documents to complete your application and exchange secure messages with your home lending team.

Register Now

Home Insight Planner

Set your budget and begin your home search.

Search for homes in your price range

Don't base your home buying decision on online affordability tools that only rely on formulas to estimate your budget. Use PNC Home Insight Planner to take into account your actual budget and spending habits, so you can be confident that you’re making the best decisions for your future.

Home Insight Planner can help you:

  • Generate home affordability scenarios based on your actual budget information.
  • Get a clear view of your spending habits and adjust your expenses so you can find a home payment that works for you.
  • Search for homes within your budget and save the ones you like as part of your customized home affordability summary.

Experience Home Insight Planner today

  • Profile: Build your profile with basic information such as income & household size.
  • Budget: Enter your current budget. You can be as detailed as you like to determine your target monthly mortgage payment.
  • Home Search: Use your customized budget to search homes in your desired area and price range. Save the ones that catch your eye.
  • Customized Home Summary: Download your customized home summary, contact a loan officer or reach out to the lising agent to learn more about a specific home.

Try Planner

Digital Pre-Approval

Get a firm commitment to lend, online.

Stand out with a pre-approval from PNC

When looking for a new home, a pre-approval is an ideal next step to find out how much you're qualified to borrow. And now that the process is online, knowing how much home you can afford is even easier.

The perks of a PNC pre-approval

  • Shop for a home with confidence, knowing that you have a firm lending commitment.
  • Show sellers and agents that you're a serious buyer.
  • Streamline your home search by looking at homes in your price range.
  • Budget around your estimated monthly payments.
  • In some cases, we can verify your income, assets and employment without the need for you to provide documentation, saving you time and effort.
  • If we're unable to electronically verify your income, assets and employment, we may still be able to provide you with a preliminary pre-approval, which will give you a good idea of what you may be qualified to borrow. Subsequently, we can often provide a pre-approval after receiving necessary paperwork.


Start Your Pre-Approval


Online Mortgage Application

When you're ready to buy your new home.

Working with a Loan Officer

You’ll be connected with a PNC Mortgage Loan Officer who can help answer your questions and assist you at any time during your home-buying journey. 

Apply Online

  • Apply and lock in your rate online.
  • Don’t have time to finish? Save your application at any time and pick up right where you left off
  • Save time and paper by electronically verifying your income and employment

Start a Digital Application

Home Insight Tracker

Easily track and manage your mortgage application.

Always know the status of your application

Home Insight Tracker brings a new level of transparency and mobile accessibility to the mortgage process. This digital tool keeps you up to date on the status of your mortgage application—every step of the way!

Sign up for online access, and the ability to:

  • Check the status of your application
  • Manage your application and upload documents from your phone, tablet or computer
  • Receive emails when your application has reached key milestones
  • View your home lending team contact information and exchange secure messages

Home Insight Tracker

Important Legal Disclosures and Information

All borrowers must satisfy all conditions outlined in a commitment letter issued in connection with an application for mortgage credit. Final loan approval and amount are subject to verification of loan data, property appraisal and underwriting conditions. Program terms are subject to change.

Borrower must satisfy pre-approval conditions outlined in commitment letter. Final loan approval and amount are subject to verification of loan data, property appraisal and underwriting conditions.

Carrier fees for data usage may apply.

Final loan approval and amount are subject to verification of loan data, property appraisal and underwriting conditions.

PNC, PNC HomeHQ, PNC Home Insight, and Home Insight are registered service marks of The PNC Financial Services Group, Inc. ("PNC"). PNC has pending patent applications directed at various features and functions of Home Insight Planner and Home Insight Tracker. All loans are provided by PNC Bank, National Association, a subsidiary of PNC, and are subject to credit approval and property appraisal.

Equal Housing Lender

©2022 The PNC Financial Services Group, Inc. All rights reserved. PNC Bank, National Association.

Read a summary of privacy rights for California residents which outlines the types of information we collect, and how and why we use that information.