Mortgage Loans & Home Loan Options

Which home loan is right for you?
Find the right option based on loan terms, down payment and other circumstances.

PNCCheck Current Rates 

PNC’s Mortgage Application

No matter where you are in your home buying journey, PNC can help you get started. Some of the benefits include:

  • Shop for a home with confidence, knowing that you have a firm lending commitment.
  • Apply and lock in your rate online.
  • Show sellers and agents that you're a serious buyer.
  • Streamline your home search by looking at homes in your price range.
  • Save time and paper by electronically verifying your income, assets and employment

Get Started

Mortgage Loan Options

You May Be Approved for One of the Following



Fixed Rate Mortgage

  • Loan terms between 10 and 30 years
  • Down payments as low as 3% of purchase price
  • Single family loan amounts up to $548,250

Get Started

Learn More »



FHA Loans

Government loan program with more flexible qualification criteria than conventional loans.

Learn More »



Adjustable Rate Mortgage

  • Loan terms between 10 and 30 years
  • Down payments as low as 3% of purchase price
  • Single family loan amounts up to $548,250

Get Started

Learn More »



VA Loans

Home loan options for active military, veteran, reservist or National Guard.

Learn More »



Jumbo Loans

  • Loan terms between 15 and 30 years
  • Fixed rate, adjustable rate and interest-only payment options 
  • Home financing options above $548,250
     

Get Started

Learn More »



Specialized Loans

Loans for specialized situations like the 80-10-10 loan, PNC Community Loan and more.

Learn More »

Not sure how to get started?

Submit a Contact Form

Contact Us

Call the Home Lending Center

Call: 1-877-508-3339


Work with a Mortgage Loan Officer

Find a Mortgage Loan Officer

Important Legal Disclosures and Information

For Adjustable Rate Mortgages loans ("ARMs"), rates may increase after settlement.

Borrower must satisfy pre-approval conditions outlined in commitment letter. Final loan approval and amount are subject to verification of loan data, property appraisal and underwriting conditions. 

All borrowers must satisfy all conditions outlined in a commitment letter issued in connection with an application for mortgage credit. Final loan approval and amount are subject to verification of loan data, property appraisal and underwriting conditions. Program terms are subject to change.

PNC, PNC HomeHQ, PNC Home Insight, and Home Insight are registered service marks of The PNC Financial Services Group, Inc. ("PNC"). PNC has pending patent applications directed at various features and functions of Home Insight Planner and Home Insight Tracker. All loans are provided by PNC Bank, National Association, a subsidiary of PNC, and are subject to credit approval and property appraisal.

©2021 The PNC Financial Services Group, Inc. All rights reserved. PNC Bank, National Association.

Read a summary of privacy rights for California residents which outlines the types of information we collect, and how and why we use that information.