Mortgage Loans & Home Loan Options
Which home loan is right for you?
Find the right option based on loan terms, down payment and other circumstances.
Rates
PNC’s Mortgage Application
No matter where you are in your home buying journey, PNC can help you get started. Some of the benefits include:
- Shop for a home with confidence, knowing that you have a firm lending commitment.
- Apply and lock in your rate online.
- Show sellers and agents that you're a serious buyer.
- Streamline your home search by looking at homes in your price range.
- Save time and paper by electronically verifying your income, assets and employment
Fixed Rate Mortgage
- Loan terms between 10 and 30 years
- Down payments as low as 3% of purchase price
- Single family loan amounts up to $647,200
FHA Loans
Government loan program with more flexible qualification criteria than conventional loans.
Adjustable Rate Mortgage
- Loan terms between 10 and 30 years
- Down payments as low as 3% of purchase price
- Single family loan amounts up to $647,200
Jumbo Loans
- Loan terms between 15 and 30 years
- Fixed rate, adjustable rate and interest-only payment options
- Home financing options above $647,200
Specialized Loans
Loans for specialized situations like the 80-10-10 loan, PNC Community Loan and more.
Important Legal Disclosures and Information
For Adjustable Rate Mortgages loans ("ARMs"), rates may increase after settlement.
Borrower must satisfy pre-approval conditions outlined in commitment letter. Final loan approval and amount are subject to verification of loan data, property appraisal and underwriting conditions.
All borrowers must satisfy all conditions outlined in a commitment letter issued in connection with an application for mortgage credit. Final loan approval and amount are subject to verification of loan data, property appraisal and underwriting conditions. Program terms are subject to change.
PNC, PNC HomeHQ, PNC Home Insight, and Home Insight are registered service marks of The PNC Financial Services Group, Inc. ("PNC"). PNC has pending patent applications directed at various features and functions of Home Insight Planner and Home Insight Tracker. All loans are provided by PNC Bank, National Association, a subsidiary of PNC, and are subject to credit approval and property appraisal.
©2022 The PNC Financial Services Group, Inc. All rights reserved. PNC Bank, National Association.
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