Toggle nav

Home Equity Loans and Lines

Leverage your home's equity with PNC's Home Equity Loans and Lines of Credit.

Compare Solutions

See How Home Equity Loans & Lines Work

1-877-CALL-PNC

Speak to a sales representative about our products and services.

Visit Customer Service »

Find answers to FAQs and view additional phone numbers so we can further assist you.

Check Current Home Equity Rates*

Details & Fees*

Interest Rate Type Fixed
Payment Type Principal + Interest
Discounts Applied Advertised rates include a 0.25% interest rate discount for automatic payment from a PNC checking account
Account Opening Fees Varies by Market

*For important information on rates, fees and applied discounts, click on the "Important Disclosures" link(s) below the advertised rate

Details & Fees*

Interest Rate Type Variable
Payment Type Principal + Interest
Discounts Applied Advertised rates include a 0.25% interest rate discount for automatic payment from a PNC checking account.
Annual Fee $50

*Certain restrictions and conditions apply. Other fees may be applicable. For important information on rates, fees and applied discounts, click on the "Important Disclosures" link(s) below the advertised rate.

Details & Fees*

Interest Rate Type Fixed
Payment Type Principal + Interest
Discounts Applied Advertised rates include a 0.25% interest rate discount for automatic payment from a PNC checking account
Account Opening Fees Varies by Market

*For important information on rates, fees and applied discounts, click on the "Important Disclosures" link(s) below the advertised rate

View Rate Details & Fees

View Rate Details & Fees

View Rate Details & Fees

Choice Home Equity Line of Credit[1]
If you want to access funds for large expenses, now and in the future.
  • Finance home renovations and access ongoing credit for major purchases.
  • Flexible Repayment Options
  • The interest you pay may be tax deductible[2]
  • Minimum line amount starting at $10,000

Learn More

Home Equity Loan[1]
If you want to borrow a specific amount, and desire the stability of a fixed rate, term, and monthly payment.
  • Consolidate debt or finance a large one-time purchase.
  • Flexible repayment terms available
  • Loan amounts starting at $1,000
  • The interest you pay may be tax deductible[2]

Learn More

Home Equity Rapid Refinance[1]
If you want a lower cost option to refinance your mortgage or to access the equity in your home.
  • Pay off your mortgage sooner, reduce your rate, lower your monthly payment and/or take cash out
  • Online application process
  • Competitive fixed rates

Learn More

Related Resources

Important Legal Disclosures and Information

  1. Credit is subject to approval.

  2. Interest on home equity loans/lines that are not considered home acquisition debt may not be tax deductible.  Please consult your tax advisor.

*Advertised rates for the Home Equity Installment Loan, Choice Home Equity Line of Credit and Home Equity Rapid Refinance Loan include a 0.25% interest rate discount for automatic payment from a PNC checking account. 

The PNC Financial Services Group, Inc. All rights reserved.