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Home Equity Loans & Lines of Credit

Leverage your home's equity with PNC's Home Equity Loans and Lines of Credit.

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See How Home Equity Loans & Lines Work

Calculate the Cost of a Home Renovation Project

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PNC product and feature availability varies by location. By using your zip code, we can make sure the information you see is accurate.
Please enter your property's zip code and click submit.

Check Current Home Equity Rates*

Details & Fees*

Interest Rate Type Fixed
Payment Type Principal + Interest
Discounts Applied Advertised rates include a 0.25% interest rate discount for automatic payment from a PNC checking account
Account Opening Fees Varies by Market

*For important information on rates, fees and applied discounts, click on the "Important Disclosures" link(s) below the advertised rate

Details & Fees*

Interest Rate Type Variable
Payment Type Principal + Interest
Discounts Applied Advertised rates include a 0.25% interest rate discount for automatic payment from a PNC checking account.
Annual Fee $50

*Certain restrictions and conditions apply. Other fees may be applicable. For important information on rates, fees and applied discounts, click on the "Important Disclosures" link(s) below the advertised rate.

Details & Fees*

Interest Rate Type Fixed
Payment Type Principal + Interest
Discounts Applied Advertised rates include a 0.25% interest rate discount for automatic payment from a PNC checking account
Account Opening Fees Varies by Market

*For important information on rates, fees and applied discounts, click on the "Important Disclosures" link(s) below the advertised rate

View Rate Details & Fees

View Rate Details & Fees

View Rate Details & Fees

Choice Home Equity Line of Credit[1]
If you want to access funds for large expenses, now and in the future.
  • Finance home renovations and access ongoing credit for major purchases.
  • Flexible Repayment Options
  • The interest you pay may be tax deductible[2]
  • Minimum line amount starting at $10,000

Learn More

Home Equity Loan[1]
If you want to borrow a specific amount, and desire the stability of a fixed rate, term, and monthly payment.
  • Consolidate debt or finance a large one-time purchase.
  • Flexible repayment terms available
  • Loan amounts starting at $1,000
  • The interest you pay may be tax deductible[2]

Learn More

Home Equity Rapid Refinance[1]
If you want a lower cost option to refinance your mortgage or to access the equity in your home.
  • Pay off your mortgage sooner, reduce your rate, lower your monthly payment and/or take cash out
  • Online application process
  • Competitive fixed rates

Learn More

Watch the video to learn about the PNC Home Equity Line of Credit

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Related Resources

Is this your zip code?

 Submit

PNC product and feature availability varies by location. By using your zip code, we can make sure the information you see is accurate.
If your zip code above is incorrect, please enter your home zip code and select submit.

 

Important Legal Disclosures and Information

  1. Credit is subject to approval.

  2. Interest on home equity loans/lines that are not considered home acquisition debt may not be tax deductible.  Please consult your tax advisor.

*Advertised rates for the Home Equity Installment Loan, Choice Home Equity Line of Credit and Home Equity Rapid Refinance Loan include a 0.25% interest rate discount for automated payments from a PNC checking account. 

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