Private Graduate
Student Loan

An education loan for graduate students.[1]

0.50% rate discount with auto pay[2]

Rate Ranges for PNC Solution Graduate Loan[3]

  5 Year[3]
10 Year[3]
15 Year[3]
Fixed APRs
4.49 - 9.74% 8.39 - 13.64% 8.74 - 13.99%
Variable APRs
5.99 - 11.24% 9.89 - 15.14% 10.24 - 15.49%
Monthly Principal & Interest
Payment on a $10,000 loan
$186.73 - $219.63 $123.82 - $163.20 $100.24 - $144.24

Rates include a 0.50% discount for automated payments and are for the immediate repayment option.[2][4]
Lowest rates for well-qualified applicants. View Loan Application and Solicitation disclosure

Key Features & Benefits

With a PNC Solution Loan you can use the funds for education-related expense and receive a preliminary decision within minutes of applying online.

Save Money

  • No application fees or origination fees.
  • Get 0.50% off your rate with automated payments from your checking or savings account.[2]

Flexible Repayment

  • 5, 10, and 15 year repayment terms available.[3]
  • Immediate repayment, interest-only payments while in school and full deferment of principal and interest options available.[4]
  • For deferred payments, repayment begins six months after you graduate or cease to be enrolled in school at least on a half-time basis.[4]

Product Details

  • Cosigner Release: Borrower can apply for a cosigner release after 48 consecutive on-time monthly payments.[5]
  • Funds are sent directly to the school.

$10,000 Scholarship.
12 Winners. Enter today.

Financial knowledge and help with finances can improve your college experience. Here's a chance to get both.[6]

Learn More About the Student Solution Scholarship

How a Student Loan Can Help Finance Your Education

Solution Loan funds can be used to help pay for the expenses listed below. Your school can help calculate your remaining costs after other financial aid is applied.

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  • Tuition
  • Fees
  • Housing
  • Food/Meal Plan
  • Books and Supplies
  • Transportation
  • Miscellaneous Expenses

How can a Cosigner help you?

Over 90% of our student borrowers have a cosigner.[7]

A cosigner may help you:

  • Obtain a lower rate
  • Lower monthly payments
  • Increase your chance of approval

Explore more benefits of using a cosigner

Option to release the cosigner in the future[5]

Ways to Apply

Apply now to receive a preliminary decision within minutes.[1]

Apply Online

Apply by Phone

Apply in Branch

Planning for College

Learn about options to help pay for college, including financial aid and college savings plans, and explore resources to assist in budgeting and planning.

Get Started

Payment Calculator

You're a few steps away from finding your preferred option to fund your education.

Estimate the cost of your loan payment using our customized payment tool.

Student Lending Payment Calculator

Additional Information

  • Unpaid interest is capitalized one-time at start of repayment. This interest is added to the principal amount of your loan
  • Interest may be tax deductible; consult your tax advisor
  • Outstanding debt will be forgiven upon the death of the borrower

Applying with a creditworthy cosigner may increase chances of approval. A cosigner is typically required for undergraduate students; a creditworthy cosigner is required for 17-year old students.

The SCRA provides financial relief and protections to eligible servicemembers and their dependents. PNC is grateful for your service and we would like to help you understand your benefits and protections under SCRA as well as other similar benefits that PNC may be able to provide to you.

To find out more, please contact us at:

Phone: 844-PNC-SCRA (844-762-7272)

Fax: 855-568-4532

Email: Servicemembers@pnc.com

PNC Bank
Servicemembers Operations Center, BR-YB58-01-U
PO Box 5570
Cleveland, OH 44101-0570

Have Questions?

If you have any questions, our customer service consultants are available to assist you.

Call Us

Monday through Friday: 8 a.m. to 5 p.m. ET

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Schedule an Appointment

Make an appointment with a PNC Specialist nearest you.

Find Your Local Branch

Use the PNC Locator to get directions to a local PNC branch.

Related Resources

Student Lending

Student Loan Center

Learn the facts, get answers and find the right private student loan for you.

Tools and Resources

Student Loans - FAQs

Get some answers to frequently asked questions and learn how PNC can help you with your borrowing options.

Refinance

PNC Education Refinance Loan

Looking for a way to simplify your college or grad school debt repayment? Our PNC Education Refinance Loan maybe just the solution for you. Simplify your college or grad school debt repayment with one lender, one monthly payment.