Private Graduate
Student Loan
PNC Solution Loan® is an education loan for
graduate students.[1]
Graduate Student Loan Rates
Fixed APR
4.24% - 11.99%
Variable APR
4.89% - 12.64%
Includes a 0.50% discount for automated payment.[3] Range covers repayment terms from 5 to 15 years.[2]
Rates may vary by term. Additional Rate Details
Key Features & Benefits
With a PNC Solution Loan you can use the funds for any education-related expense
and receive a preliminary decision within minutes of applying online.
Flexible Repayment
- 5, 10, and 15 year repayment terms available.[2]
- Immediate repayment, interest-only payments while in school and full deferment of principal and interest options available.[5]
- For deferred payments, repayment begins six months after you graduate or cease to be enrolled in school at least on a half-time basis.[5]
Save Money
- No application fees or origination fees.
- Get 0.50% off your rate with automated payments from your checking or savings account.[3]
Product Details
- Funds are sent directly to the school.
- Cosigner Release: Borrower can apply for a cosigner release after 48 consecutive on-time monthly payments.[4]
Rate Ranges for PNC Solution Graduate Loan[2]
5 Year |
10 Year |
15 Year | |
Fixed APRs |
4.24 - 8.99% |
7.09 - 11.84% |
7.24 - 11.99% |
Variable APRs |
4.89 - 9.64% |
7.74 - 12.49% |
7.89 - 12.64% |
Monthly Principal & Interest Payment on a $10,000 loan |
$185.57 - $211.54 | $116.91 - $147.07 | $91.50 - $124.81 |
Rates include a 0.50% discount for automated payments.[3] and are for the immediate repayment option.[5]
Lowest rates for well-qualified applicants. View Loan Application and Solicitation disclosure
What You Need to Apply
Before you start your application, review the list
of information you'll need to provide.
Start Your Application Today
Apply now to receive a preliminary decision within minutes.[1] Have Questions? Call to speak to a student lending representative.
Calculate Rates & Payments Information
for PNC Graduate Loans
You’re a few steps away from finding your preferred option to funding your education. Use the tool below to see different
rates and payment information.
Estimate the cost of your student payment using our customizing payments tool
Additional Information
- For additional rate and loan cost information view loan Application and Solicitation Disclosures
- Unpaid interest is capitalized one-time at start of repayment. This interest is added to the principal amount of your loan
- Interest may be tax deductible; consult your tax advisor
- Outstanding debt will be forgiven upon the death of the borrower
- Applying with a creditworthy cosigner may increase chances of approval.