Say Hello to PNC Simple Checking

We’re making things simpler, without changing how you bank.

Foundation Checking will become PNC Simple Checking

While the name is changing, the features you rely on, like no overdraft fees, digital banking tools and the $5 monthly service charge will remain the same.

What's Staying the Same

  • Your account number, digital tools, and digital access will remain unchanged.
  • Access to digital tools. Keep using features like Zelle®[1], customizable alerts, and more in the PNC Mobile app and Online Banking.[2]
  • Branch and ATM access. Enjoy coast-to-coast access to PNC branches and ATMs.[3]
  • Transfers between accounts. Move money easily between your PNC accounts, just like you always have.

What's Changing November 16

  • Account name. Your account will be updated to PNC Simple Checking.
  • More ways to avoid the $5 monthly service charge:
    • You’re age 62 or over (already available)[4]
    • You’re under age 25 (new)[4]
    • You receive a qualifying direct deposit during the statement period (new)[5]

If you have questions or want to explore other account options, visit your local branch or contact us.

Set Up Direct Deposit with PNC

PNC Direct Deposit makes it easy to set up deposits from your employer, pension, Social Security, or other income — all within the PNC Mobile app, with no paper forms needed.

Frequently Asked Questions