PNC points® Visa®

Credit Card

If you like seeing points add up quickly and turning them into exciting rewards, then the PNC points Visa credit card gives you lots of opportunities.

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Key Features
Earn 4 points per $1

Many ways to earn 25%, 50% or even 75% bonus on all base points!

Seamless integration with PNC Online Banking and Virtual Wallet

See your overall financial picture.

No Annual Fee**

There is no annual fee for this card.

Account Overview

Features and Benefits

Earn 4 points for every $1 in qualifying purchases


Earn 25% bonus points

when you maintain a Virtual Wallet and meet minimum balance, direct deposit or other criteria requirements*

Calculate your points »

Earn 50% bonus points

when you maintain a Performance Checking account or Virtual Wallet with Performance Spend and meet minimum balance or direct deposit requirements*

Calculate your points »

Earn 75% bonus points

when you maintain a Performance Select Checking account or Virtual Wallet with Performance Select and meet minimum balance or direct deposit requirements*

Calculate your points »



Redeem your points for exciting rewards

  • You’ll automatically be enrolled in the PNC points® Program
  • There’s no limit to the number of points you can earn
  • Choose from hundreds of rewards – including cash, gift cards, electronics, name-brand merchandise and travel
  • See all the rewards
*See Reward Program Terms and Conditions


Manage your credit card online

In addition to giving you the rewards you want, a PNC credit card can integrate seamlessly with PNC Online Banking and Virtual Wallet. View all of your spending and saving online, from your desktop, tablet or mobile device. Learn More »


Every PNC Bank Visa credit card features:

  • PNC Security Assurance
    Protection from credit or identity fraud.
  • $0 Fraud Liability
    You won’t be responsible for fraudulent charges on your account.
  • Travel & Emergency Protection
    It’s automatic, whether you’re at home or away.
  • Online Account Tools
    Manage transactions, rewards, balances or payments.
  • Electronic Bill Payment
    Pay bills easily and on time.
Calculators
How to Apply

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Manage Your Credit Cards Online

Add the power of PNC Online Banking or Virtual Wallet to your PNC Visa Credit Card and see how easy it can be to keep track of your day-to-day spending.

Learn More »

Visa Checkout

Pay online the easier way with Visa Checkout and your PNC card. Breeze through checkout when shopping online with a single sign-in anytime you see the Visa Checkout button.

Sign Up Now »

Apple Pay™

With Apple Pay, you can now use your iPhone® 6 and iPhone 6 Plus at hundreds of thousands of merchant locations nationwide to conveniently make purchases with your PNC Visa cards, all without reaching for your wallet.

Learn More »

Important Legal Disclosures and Information

See the PNC points Program Terms and Conditions for details. PNC Bank reserves the right to change or terminate the PNC points program at any time.

PNC points is a registered mark of The PNC Financial Services Group, Inc.

Visa is a registered trademark of Visa International Service Association and used under license.

PNC Bank, National Association is the creditor and issuer of the PNC Bank Credit Cards.

Equal Opportunity Lender

Bank deposit products and services provided by PNC Bank, National Association. Member FDIC