To be eligible for bonus offers, you must not have opened the same credit card product and received a bonus in connection with account opening within the last 24 months. For example, if you opened a PNC Cash Rewards credit card on January 15, 2023, and subsequently received a bonus in connection with account opening, then you are ineligible for an account opening bonus on any other PNC Cash Rewards credit card opened before January 15, 2025, subject to other terms and conditions.
PNC Personal Credit Cards
Discover more possibilities with a PNC Credit Card
▸ Respond to your mail offer. View offer & eligibility
▸ Do you qualify for a special offer? Find out more
We have a credit card for every need
Bonus eligibility restriction: Only one new account opening bonus per customer per product within a 24-month period. See below for details.[1]
PNC Cash UnlimitedSM Visa Signature® Credit Card
Earn unlimited 2% cash back on every purchase[2]
Card Benefits: For well-qualified borrowers[3]
- No caps on how much you can earn
- No cash back expiration dates to worry about[4]
- No foreign transaction fees*
Intro Offers: Save more with a 0% introductory APR on purchases and balance transfers.*
- 0% intro APR on purchases for the first 12 billing cycles following account opening
- 0% intro APR on qualifying balance transfers for the first 12 billing cycles following account opening when the balance is transferred within the first 90 days following account opening.*
- Then, a variable APR on purchases and balance transfers, currently 19.24% to 30.24%, based on creditworthiness. This APR will vary with the market based on the prime rate.*
PNC Cash Rewards® Visa®
Credit Card
PNC Cash Rewards® Visa® Credit Card
Maximize your cash back
Bonus Offer: Earn $200 cash back[1,5] after you make $1,000 or more in purchases during the first 3 billing cycles following account opening.
Plus, Earn:
- 4% on Gas station purchases
- 3% on Restaurant purchases
- 2% on Grocery store purchases
For the first $8,000 in combined purchases in the above three categories annually.[6,7]
PNC Core® Visa® Credit Card
Save with low rates
Intro Offers: Save more with our 0% introductory rate on purchases and balance transfers.*
- 0% intro APR on purchases for the first 15 billing cycles after account opening.*
- 0% intro APR on balance transfers for the first 15 billing cycles following account opening when the balance is transferred within the first 90 days following account opening.*
- Then a variable APR on purchases and balance transfers, currently 18.24% to 30.24%, based on creditworthiness. This APR will vary with the market based on the prime rate.*
PNC points® Visa® Credit Card
Earn points for exciting rewards
Earn 100,000 Points
$0 annual fee**
The applicant must be a PNC Online Banking user to apply online.
Bonus Offer: Earn 100,000 bonus points[1,8] after you make $1,000 in purchases during the first 3 billing cycles following account opening.
Card Benefits: Earn 4 points for every $1 in purchases[2] and redeem with rewards including Apple, merchandise, travel, gifts cards or cash back.
- There's no limit to the number of points you can earn.
- Earn 25% to 75% bonus points on base points earned in a billing cycle when you meet additional requirements*.
Earn 100,000 Points
$0 annual fee**
The applicant must be a PNC Online Banking user to apply online.
PNC Secured Visa® credit card
Establish and strengthen your credit
Card Benefits:
- Open your account with a refundable security deposit ($300-$2,500). If approved, the security deposit will be used to establish your new credit limit.
- Establish, strengthen or build your credit – use this card responsibly and over time it can improve your overall credit score.
- The PNC Secured Visa credit card can only be opened in person at a PNC Bank Branch. Apply by visiting a branch closest to you.
You get our highest level of protection. Always.
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Pursuant to the Credit Card Accountability, Responsibility and Disclosure Act of 2009, the credit card agreements below were submitted to the Federal Reserve Board. These agreements were effective as of June 30th, 2023. If you are applying for a credit card now, the terms of the account you are applying for may be different from those terms and conditions in the agreements posted below.