PNC Credit Cards

More Cash Back. Lower Rates. Rewards. Travel.

No matter what you're looking for in a credit card, we've got you covered.

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MAXIMIZE YOUR CASH BACK...EVERY DAY

  • Earn 4% on gas station purchases 
  • Earn 3% on dining purchases at restaurants, including fast food
  • Earn 2% on grocery store purchases
  • Earn 1% on all other purchases
You'll earn at least 1% cash back on purchases everywhere, every time. Earn 2% on grocery store purchases, 3% on dining purchases at restaurants and 4% on gas station purchases for the first $8,000 in combined purchases in these categories annually.*[1]
 
Cash back is automatic - there's no need to enroll or track rotating categories. 

See how our cash back categories stack up against other credit card issuers »


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SAVE WITH LOWER RATES

  • Save on interest with 0% Intro APR on balance transfers for first 15 billing cycles when you transfer the balance within 90 days.*
  • Save on interest with 0% Intro APR on purchases[1] for first 15 billing cycles, when carrying a balance.*
  • Get ongoing savings with our BEST purchase and balance transfer APRs after the intro period ends (currently a variable APR 10.99% to 20.99%, based on credit worthiness)*[3]
  • No annual fee*

See how we compare to other credit card issuers »


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EARN POINTS FOR EXCITING REWARDS

  • Earn 4 points for every $1 in purchases*[1]
  • Earn even more points with PNC Virtual Wallet or an eligible PNC Checking account when you meet additional requirements*
  • Redeem your points for thousands of valuable rewards – including cash, name brand merchandise, travel, and more
  • No annual fee**
  • Introductory offer on purchases and balance transfers**

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ENJOY TRAVEL PERKS, MILES, REWARDS

  • Get 30,000 bonus miles when you make $3,000 in purchases in the first 3 billing cycles following account opening - a $300 value when you redeem miles for travel rewards[4]
  • Earn 2 miles for every $1 spent on all purchases*[1]
  • No foreign transaction fees on purchases[1] made abroad**
  • Introductory $0 annual fee for the first year, then $85**
  • Introductory offer on balance transfers**

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We Also Recommend

Manage Your Credit Cards Online

Add the power of PNC Online Banking or Virtual Wallet to your PNC Visa Credit Card and see how easy it can be to keep track of your day-to-day spending.

Learn More »

Chip Card Technology

PNC is rolling out new chip card technology that will help protect your card from unauthorized use.  We’re committed to safeguarding your PNC Bank Visa card.

Learn More »

Visa Checkout

Pay online the easier way with Visa Checkout and your PNC card. Breeze through checkout when shopping online with a single sign-in anytime you see the Visa Checkout button.

Sign Up Now »

Important Legal Disclosures and Information

  1. The term “purchases” does not mean every transaction you make with your credit card.  Some limited transactions, such as cash advance transactions (including the purchase of cash equivalent products) and balance transfers are excluded.

  2. For details about the PNC Cash Rewards Program, including information on purchases, category restrictions and earning and redeeming cash back, please refer to the PNC Cash Rewards Terms and Conditions available at pnc.com/creditcards. 

  3. Compared to the standard purchase and balance transfer APRs you would receive based on your creditworthiness if you applied and were approved for one of our other currently offered credit cards.

  4. The bonus 30,000 miles will be awarded to your account within 60 days of the purchase that enabled you to meet the $3,000 minimum requirement.

PNC Cash Rewards, PNC Premier Traveler, PNC Core, and PNC points are registered marks of The PNC Financial Services Group, Inc. 

Visa and Visa Signature are registered trademarks of Visa International Service Association and used under license.

PNC Bank, National Association is the issuer of the PNC Bank credit cards described herein.

Bank deposit products and services provided by PNC Bank, National Association. Member FDIC