The amount of deposit insurance available on deposits at an insured institution depends on a number of factors, including but not limited to, ownership types and other accounts a depositor has at an institution. For more information, visit www.fdic.gov.
Fixed Rate Certificate of Deposit Accounts
Select your own terms and enjoy the predictability of a fixed rate.
What is a Certificate of Deposit?
CD accounts allow you to earn pre-determined interest returns for a set term.
Account Details
Requirements
| Minimum to open | $1,000 |
| Terms | Range from 7 days to 10 years |
| Withdrawals / Penalties | Early withdrawal penalties apply for balance withdrawn before maturity |
Achieve your goals with tools to help you on your journey
Choose your rate and see your growth
Explore Individual Retirement Account CD
Supplement your retirement savings with a tax-deferred IRA CD account
Support your savings for retirement with an IRA CD including a fixed rate, a variety of terms, and automatic renewal.
PNC Insights
Save
What is a Certificate of Deposit (CD)?
A CD is a type of savings account that typically offers a higher interest rate than traditional savings accounts. Learn more in this guide from PNC.
7 min read
Save
What Happens When a CD Matures?
CDs have a fixed term, meaning you can't withdraw your funds until the CD reaches maturity. Learn more about your options in this guide from PNC.
5 min read
Save
What Is a CD Ladder?
CD laddering entails investing a lump sum across multiple CDs so that they mature at different intervals. See if a CD ladder is the right strategy for you.
6 min read