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Fixed Rate Certificate of Deposit Accounts

Select your own terms and enjoy the predictability of a fixed rate.

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Check rates and terms

What is a Certificate of Deposit?

 CD accounts allow you to earn pre-determined interest returns for a set term. 

Get a Guaranteed Rate

Never mind what the market does. Because you commit to a specific term, your CD rate is locked in no matter what.

Watch Your Money Grow

Once you set up your CD with one of our bankers, you won’t have to worry about a thing until maturity.

FDIC Insured

PNC Bank is a member of the Federal Deposit Insurance Corporation (FDIC) and covers certain deposit products, including certificates of deposit.

Account Details

Benefits

  • Variety of terms available including promotional rates. Visit the rates center
  • Guaranteed fixed rate for your term.
  • Automatic renewal made simple and easy.
  • FDIC insured to the maximum permitted by law.
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Requirements

Minimum to open $1,000
Terms Range from 7 days to 10 years
Withdrawals / Penalties Early withdrawal penalties apply for balance withdrawn before maturity

Compare CD Rates

View all fixed and promotional terms to ensure your Certificate of Deposit account meets your needs.

Explore All Consumer Rates and Terms

Achieve your goals with tools to help you on your journey

Choose your rate and see your growth

How much of a difference will the rate make?

Explore Individual Retirement Account CD

Supplement your retirement savings with a tax-deferred IRA CD account

Support your savings for retirement with an IRA CD including a fixed rate, a variety of terms, and automatic renewal.

Explore Individual Retirement Account CD (IRA CD)

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PNC Insights

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What is a Certificate of Deposit (CD)?

A CD is a type of savings account that typically offers a higher interest rate than traditional savings accounts. Learn more in this guide from PNC.

7 min read

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What Happens When a CD Matures?

CDs have a fixed term, meaning you can't withdraw your funds until the CD reaches maturity. Learn more about your options in this guide from PNC.

5 min read

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What Is a CD Ladder?

CD laddering entails investing a lump sum across multiple CDs so that they mature at different intervals. See if a CD ladder is the right strategy for you.

6 min read

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