PNC Savings

PNC has savings solutions to help you achieve your goals.

Need Help?
1-877-CALL-PNC

Speak to a sales representative about our products and services.

Visit Customer Service »

Find answers to FAQs and view additional phone numbers so we can further assist you.

- Alternate text here -
Virtual Wallet®
If you want to spend, save and grow your money

Virtual Wallet is a comprehensive money management solution that allows you to view and manage your accounts in one place. It includes tools specifically designed to help you meet your short- and long-term savings goals like Wish List, Savings Engine®, and Punch the Pig®.


Learn More

Premium Money Market
If you want to get rewarded with higher interest rates for higher balances with easy access to your money
  • Just $100 to open
  • Easy access to your money for long-term savings needs
  • Higher balances earn higher interest rates
  • Unlimited deposits and transfers into the account
  • Auto Savings tool that allows you to establish a recurring savings routine
  • FDIC insured to the maximum permitted by law

Learn More

Statement Savings
If you want to start a savings plan easily, for short- or long-term goals
  • Just $25 to open
  • Unlimited deposits and transfers into the account
  • Auto Savings tool that allows you to establish a recurring savings routine
  • Overdraft protection - link your statement savings account to your PNC checking account[1]

Learn More

'S' is for Savings®
If you want a fun and friendly way to help you teach your child about saving, sharing and spending
  • Interactive online banking experience that presents basic money concepts with Sesame StreetTM tips on learning financial basics
  • No service charge for account holders under 18
  • Interest on balances starting at $1.00
  • With Goal Setting, set specific savings goals with your child that they can achieve over time


Learn More

Certificate of Deposit (CD)
If you want to earn a fixed interest rate - longer terms tend to offer higher rates
  • Fixed rate of return (earn higher rates with longer terms)
  • Variety of terms available ranging from 7 days to 10 years with automatic renewal
  • FDIC insured to the maximum permitted by law
  • Supplement retirement savings with a tax-deferred IRA CD

Learn More
Individual Retirement Accounts (IRA)
If you want to save for retirement with tax advantages
  • Open with as little as $1000 for an IRA CD ($25 for an IRA Money Market)
  • Potential tax advantages
  • Fixed interest rates on IRA CD
  • Deposits can be made at anytime on IRA Money Market
  • Maximum annual contribution limits apply. Withdrawals before age 59½ may be subject to a penalty.


Learn More
Health Savings Account
If you want to save for qualified medical expenses with tax-advantages
  • Tax-advantaged contributions, earnings and withdrawals for qualified medical expenses[2]
  • Easy to use  - take your money with you if you switch jobs, retire or change medical coverage
  • Grow account with optional investments[3]
  • Low monthly maintenance fees and no additional set-up or transactions fees
  • Must have a qualified High Deductible Health Plan in order to qualify


Learn More

Important Legal Disclosures and Information

  1. Federal regulation prohibits you from making more than a total of 6 transfers each month to other accounts from a savings or money market account (including transfers to another account for overdraft protection) or to third parties each month by check, through point-of-sale purchase transactions with a banking card, by preauthorized or automatic agreements, telephone, or online. See your account agreement for more information. Other limits may apply to your account. Excessive transactions may result in changing your Money Market or Savings account to a non-interest bearing checking account.

  2. PNC does not provide legal, tax or accounting advice. Consult your tax advisor about tax benefits applicable to Health Savings Accounts.

  3. Investments are not FDIC insured, not bank guaranteed, may lose value.

"Sesame Street®", "Sesame Workshop®" and associated characters, trademarks, and design elements are owned and licensed by Sesame Workshop.
©2015 Sesame Workshop. All Rights Reserved.

Please see the Virtual Wallet Fine Print or the Account Agreement for Personal Accounts for additional information.

'S' is for Savings is a registered mark of The PNC Financial Services Group, Inc.

Bank deposit products and services provided by PNC Bank, National Association. Member FDIC