Choice Home Equity Line of Credit

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The Home Equity Line of Credit[1] (HELOC) gives you unparalleled flexibility by providing you the choice of when to borrow money, and how to pay it back. You'll also enjoy competitive low rates, with no application fee and convenient options to access your line of credit.


Key Features and Benefits

    Flexibility: Ability to lock in a fixed rate on all or any part of the variable-rate balance

    Accessibility: Convenient access to your home equity line of credit funds by check, online, telephone banking, at any PNC branch and by using your Visa® Choice Access Card

    Payment Choice: Two variable-rate payment choices to choose from - principal and interest or interest-only

    Tax Benefits: The interest you pay on your home equity line of credit is typically tax deductible[2]

Check Home Equity Rates

Check rates* in your area                      Check Rates

*View important rate related disclosures in your area

Run a Home Equity Savings Scenario

Home Equity Savings Calculator »

Additional Information

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What to expect when you apply »

What you need to apply »
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Other Ways to Apply

By phone
Call 877-535-6319
Mon - Fri: 7am - 10pm ET
Sat - Sun: 8am - 5pm ET

In person at a branch 

Complete your saved loan application »

Need Help?

Call 800-762-5684
Mon - Fri: 7am - 10pm ET
Sat : 8am - 5pm ET

Calculators & Tools

Home Equity Savings Calculator »
View home equity rates and payments »
How large a line of credit can I obtain? »
Tax Savings Calculator »

Important Legal Disclosures and Information

  1. Credit is subject to approval.

  2. Consult your tax advisor.

  3. Discount only applicable as long as payments are set up for automatic deduction from a PNC Checking account. The removal of any discount, such as auto deduction or employee, will increase the rate.

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