Choice Home Equity Line of Credit

Need Help?

Speak to a sales representative about our products and services.

Visit Customer Service »

Find answers to FAQs and view additional phone numbers so we can further assist you.

The Home Equity Line of Credit[1] (HELOC) gives you unparalleled flexibility by providing you the choice of when to borrow money, and how to pay it back. You'll also enjoy competitive low rates, with no application fee and convenient options to access your line of credit.


Key Features and Benefits

    Flexibility: Ability to lock in a fixed rate on all or any part of the variable-rate balance[2]

    Accessibility: Convenient access to your home equity line of credit funds by check, online, telephone banking, at any PNC branch and by using your Visa® Choice Access Card

    Payment Choice: Two variable-rate payment choices to choose from - principal and interest or interest-only

    Tax Benefits: The interest you pay on your home equity line of credit is typically tax deductible[3]

Check Home Equity Rates

Check rates* in your area                      Check Rates

*View important rate related disclosures in your area

Run a Home Equity Savings Scenario

Home Equity Savings Calculator »

Additional Information

Apply Now

Apply online - its safe and secure

Apply Now

What to expect when you apply »

What you need to apply »
Complete your saved loan application »

Other Ways to Apply

By phone
Call 877-535-6319
Mon - Fri: 7am - 10pm ET
Sat - Sun: 8am - 5pm ET

In person at a branch 

Complete your saved loan application »

Need Help?

Call 800-762-5684
Mon - Fri: 7am - 10pm ET
Sat : 8am - 5pm ET

Calculators & Tools

Home Equity Savings Calculator »
View home equity rates and payments »
How large a line of credit can I obtain? »
Tax Savings Calculator »

Important Legal Disclosures and Information

  1. Credit is subject to approval.

  2. Certain restrictions and conditions apply.

  3. Consult your tax advisor.

Visa(R) is a registered trademark of Visa International.