*Credit is subject to approval. Certain restrictions and conditions apply.
Find the Lending Solution that Meets Your Needs
PNC has been lending for over 100 years. We can help find the right product for you.*
Home Loans
To get started, select one of the options below to explore products, educational information & calculators
- Find & Buy a Home
- Refinance a Home
- Finance Home Renovations
Finding the right home can be a complicated journey. We have tools to make sure you're finding a home that is within your budget and meets your needs.
Tools to Help You through the Home Lending Journey
Refinancing can be an opportunity to lower your monthly payments, pay off your loan quicker, or reduce your overall interest expense.
Need Help, Get it Here
Do you want to add a deck, replace your roof or update your kitchen? PNC has tools to help you estimate the cost of your project and explore borrowing options to find your best financing choice.
Products to Help with a Home Renovation
Find & Finance a Car
Buying a new car? Refinancing? Looking to buy from a private party? We can help you find the car and a loan that fits your needs.
Products to Help with Auto Loans
Find the Right Credit Card
Let us help you navigate the world of credit and find the PNC credit card that fits your needs.
Credit Cards
We have a credit card for you.
PNC Spend WiseSM
Smarter Spending. Smarter Safeguards.
PNC Cash Rewards®
Maximize your cash back every day.
PNC Cash Unlimited®
Earn unlimited 2% cash back on purchases.
Simplify Your Budget, Make Fewer Payments
Consolidate your debt to help you meet your financial goals.
Products to Help with Debt Consolidation
Finance Major Purchases
Looking to make a major purchase? There are a variety of ways to finance a purchase. Browse relevant lending products or use the tools & calculators to find a solution right for you.
Products to Help with a Major Purchase
Pay for College or Refinance Your Student Loans
We have educational resources, loans and refinancing options to help, whether you are in school and seeking a degree or looking to simplify your college debt repayment by refinancing.
Student Loan Resources and Options
Refinance Loans: Refinancing at a longer repayment term may lower your loan payment, but may also increase the total interest paid over the life of the loan. Refinancing at a shorter repayment term may increase your loan payment, but may lower the total interest paid over the life of the loan. Contact us to discuss the option that best meets your needs.
The property securing the CHELOC must be located in a state where PNC offers home equity products. PNC does not offer the CHELOC product in Alaska, Hawaii, Louisiana, Mississippi, Nevada and South Dakota, except through the PNC Asset Management Group (AMG).
The digital application requires the assistance of a Mortgage Loan Officer. After the first part of the application process is complete, a PNC Mortgage Loan Officer will reach out to finish the remainder of the application.
Consult a tax advisor regarding the deductibility of interest.
Debt Consolidation Loans: Debt consolidation combines multiple debts into a new loan with a single monthly payment. You may be able to obtain a lower rate, lower payment or pay off debt faster. Reductions in your monthly payment could come from a lower interest rate, a longer repayment period or a combination of both. By opting to repay the debt over a longer period, you may pay more in interest over time. Contact us to discuss the option that best meets your needs.
Student Loans: You are encouraged to explore all scholarship, grant and federal borrowing options before applying for a private loan. Federal loans have features and benefits such as income-driven repayment plans, deferment, forbearance and loan forgiveness options that may not be available under a private loan. Certain federal benefits will be lost or not available if you refinance federal loans through a private loan.
PNC Spend Wise is a service mark of The PNC Financial Services Group, Inc.
PNC Cash Unlimited and PNC Cash Rewards are registered marks of The PNC Financial Services Group, Inc.
Visa and Visa Signature are registered trademarks of Visa International Service Association and used under license.
PNC, PNC HomeHQ, PNC Home Insight, and Home Insight are registered service marks of The PNC Financial Services Group, Inc. ("PNC"). PNC has pending patent applications directed at various features and functions of Home Insight Planner and Home Insight Tracker. All loans are provided by PNC Bank, National Association, a subsidiary of PNC, and are subject to credit approval and property appraisal.
PNC Bank, National Association is the issuer of the PNC Bank credit cards described herein.
Bank deposit products and services provided by PNC Bank. Member FDIC.
PNC Total Auto is a registered mark of The PNC Financial Services Group, Inc.
PNC is a registered service mark of The PNC Financial Services Group, Inc. ("PNC"). All loans are provided by PNC Bank, National Association, a subsidiary of PNC, and are subject to credit approval and property appraisal.
©2025 The PNC Financial Services Group, Inc. All rights reserved.
PNC Bank, National Association.
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