Use Account View to Stay Close to Employee Activity

• Your Program Administrator can activate, deactivate and change card settings in real time.
• Set or change employee card spending limits for purchases and cash access.
• Limit individual card transactions by merchant and purchase category type.

Limit Purchases & Spending

• View pending charges for individual cards and change card spending limits in real-time as needed.
• Set up recurring and same-day payments.

Enjoy Real-Time Oversight

• Provide real-time access to online statements and posted transactions for your finance, accounting and sales teams.
• Build up to 13 months of stored statements and 7 years of transaction history for convenient research.
• Track spending against budgets when you download transactions into Excel^®, Quicken^® or Quickbooks^® or use .csv file format to import into other accounting software.

View your PNC Business Credit Card Spending by Business Category

When you enroll in Cash Flow Insight^® our Spend Analysis tool will automatically assign business categories to your posted PNC business credit card transactions. This will help you:

• Monitor where you and your employees are spending.
• Plan and budget for future business needs.

Travel Benefits

• Worldwide acceptance simplifies Travel & Expense reporting for travelers.
• Visa travel protection services and concierge support provide assistance in emergencies.

Visa Signature Travel Benefits*

• Auto Rental Collision Damage Waiver
• Roadside Dispatch^®
• Lost / Stolen Card Reporting
• Purchase Security and Extended Protection
• Lost Luggage Reimbursement
• Emergency Card Replacement
• Emergency Cash Disbursement
• Travel Accident Insurance
• Travel and Emergency Assistance Services
• Visa Signature Concierge

*Certain terms, conditions and exclusions apply. In order for coverage to apply, you must use your covered Visa Signature card to secure transactions. The costs for goods or services purchased through Visa Concierge Services are the cardholder’s responsibility. Complete terms for these programs are provided with your new Visa Signature business card; please refer to your Visa Signature Guide to Benefits for details.

Security

• Security features are built into every card at no extra cost.
• Reduced concern about fraud and misuse makes it easier to issue cards to more employees.

Zero Liability Fraud Protection**

• If your Visa Business card is ever lost or stolen, your company is protected against fraudulent use of the card, including transactions made via telephone or on the Internet.

Purchase Security and Extended Protection***

• In the event of theft or damage to an item purchased, Visa will replace, repair or reimburse up to $10,000 per claim and $50,000 per cardholder for 90 days from the date of purchase.
• Extended Warranty Protection lengthens the time period of the manufacturer’s written U.S. repair warranty up to one full year on warranties of three years or less.

**Limitations apply. Notify PNC Bank immediately of any unauthorized use. For specific time restrictions, limitations and other details regarding unauthorized use, see your account agreement.

***Certain terms, conditions and exclusions apply. In order for coverage to apply, you must use your covered Visa Signature card to secure transactions. The costs for goods or services purchased through Visa Concierge Services are the cardholder’s responsibility. Complete terms for these programs are provided with your new Visa Signature business card; please refer to your Visa Signature Guide to Benefits for details.