Small Business Lines of Credit

PNC's Lines of Credit help you prepare for the changing needs of your business.

Start a conversation with a PNC Business Banker to connect with the right loan products at the right time for your business.

Call Us at 1-800-762-5684
Mon – Fri 8 a.m. – 6 p.m., ET  

Best For: Businesses seeking an unsecured line of credit.
  • Line of credit amounts between $20,000 and $100,000
  • Loan application and decisioning process – Offers expedited credit decisions and streamlined access to your line of credit[1]
  • No collateral required – get credit without the hassle of tying up assets
  • Funds access – transfer funds online, by telephone, or write a check against the line amount

Best For: Businesses who have non-real estate assets to collateralize a line of credit.
  • Line of credit amounts between $100,001 and $3 million
  • Increased credit flexibility – Collateralized lines of credit generally have lower interest rates and higher credit limits than unsecured lines of credit[1]
  • Automatic Interest-only payments – Deducted from your PNC business checking account
  • Funds access – transfer funds online, by telephone, or write a check against the line amount
  • Get peace of mind – Your line of credit may be eligible to provide optional overdraft protection for your PNC Bank business checking account

Important Legal Disclosures and Information

  1. All loans and lines of credit subject to credit approval and require automatic payment deduction from a business checking account. Additional fees may apply.

BBVA USA Bank has been acquired by The PNC Financial Services Group, Inc. and is operating as an affiliate of PNC Bank, National Association. (PNC Bank, N.A.) until later this year, when BBVA USA Bank will be merged into PNC Bank, N.A. Until the merger is complete, both banks will continue to offer independent products. Product offerings may differ in underwriting guidelines, product features, terms, fees and pricing. You are free to apply at either bank for the products of your choice.

Bank deposit, treasury management, and lending products and services are provided by PNC Bank, National Association, a wholly owned subsidiary of PNC and Member FDIC.

PNC is a registered mark of The PNC Financial Services Group, Inc.


PNC’s Retail Bank currently operates in all or part of the following States: Alabama, Delaware, Florida, Georgia, Illinois, Indiana, Kentucky, Maryland, Michigan, Missouri, New Jersey, New York, North Carolina, Ohio, Pennsylvania, South Carolina, Virginia, Washington DC, West Virginia and Wisconsin.  If your business is located outside of PNC’s servicing area, then please call us at 1-855-762-2365 for further assistance.


† Important information: Calls to or from us may be monitored or recorded by us for quality control and training purposes. By providing your phone number and/or email address, you consent and agree to receive phone calls and electronic mail from PNC, its affiliates and designees.

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