Business Lines of Credit

PNC's flexible Lines of Credit help you prepare for the changing needs of your business.

Start a conversation with a PNC Business Banker to connect with the right loan products at the right time for your business.

Call Us at 1-800-762-5684
Mon – Fri 8 a.m. – 6 p.m., ET  

Best For: Businesses seeking an unsecured line of credit between $20,000 and  $100,000, that's easy to apply for, offers fast credit decisions, and easy access to their line of credit.
  • Simple and fast loan application and decisioning process - Credit decisions made quickly[1]
  • No collateral required - get credit without the hassle of tying up assets
  • Easy funds access - transfer funds online, by telephone, or write a check against the line amount

Best For: Businesses who have non-real estate assets to collateralize a line of credit between $100,000 and $3 million.
  • Increased credit flexibility - Collateralized lines of credit generally have lower interest rates and higher credit limits than unsecured lines of credit[1]
  • Automatic Interest-only payments - Deducted from your PNC business checking account
  • Fast and easy access - Online, by phone, or write a check against the line amount
  • Get peace of mind - Use your line of credit to provide optional overdraft protection for your PNC Bank business checking account

Best For: Businesses that require between $10,000 and $1 million for growth opportunities, and can pledge their equity in commercial or residential real estate as collateral.
  • Choice of Real Estate collateral - use equity from your home or your business building
  • Longer revolving credit terms - no annual renewal required, seven year revolving credit period[1]
  • Interest only payments - no principal payments required during revolving credit period
  • Fast and Easy access - transfer funds online, by telephone, or write a check against the line amount

Important Legal Disclosures and Information

  1. All loans and lines of credit subject to credit approval and require automatic payment deduction from a business checking account. Origination and annual fees may apply.

Bank deposit, treasury management, and lending products and services are provided by PNC Bank, National Association (N.A.), a wholly owned subsidiary of PNC and Member FDIC.

PNC Bank is a registered mark of The PNC Financial Services Group, Inc.


PNC’s Retail Bank currently operates in all or part of the following States: Alabama, Delaware, Florida, Georgia, Illinois, Indiana, Kentucky, Maryland, Michigan, Missouri, New Jersey, New York, North Carolina, Ohio, Pennsylvania, South Carolina, Virginia, Washington DC, West Virginia and Wisconsin.  If your business is located outside of PNC’s servicing area, then please call us at 1-855-762-2365 for further assistance.


† Important information: Calls to or from us may be monitored or recorded by us for quality control and training purposes. By providing your phone number and/or email address, you consent and agree to receive phone calls and electronic mail from PNC, its affiliates and designees.

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