Getting Started

Set up your business
checking account

1. Enroll in Online Banking[1]

Stay on top of balances, monitor transactions, transfer funds and more
– in a secure experience.

PNC Mobile App

 Download on the App Store 
Get it on Google Play

Online Banking

2. Fund Your Account

You'll need to add funds to your account to realize its full benefits. You can fund your account using any of these convenient methods:

Online Banking

Transfer funds from another PNC account or an external account.

PNC Mobile App

Make a transfer, mobile check deposit or use Zelle.[3]

Visit a Branch

Find a location and
stop by to see us.

Visit an ATM

Use your debit card or card-free access to fund your account at any DepositEasySM ATM.

Avoid Monthly Account Maintenance Fees

If you meet certain criteria, you can avoid monthly fees. Check out our Ways to Avoid Monthly Account Maintenance Fees for details and contact your PNC Business Banker with any questions you may have.

3. Pay and Get Paid

Manage Cash Flow with digital tools and payment options.

Pay Receive Sync

Pay vendors with ACH and send invoices to get paid from your clients.[4,5]

Bill Pay

Make one-time or recurring payments – you decide who, when and how much to pay.[6]

Zelle®

Send, receive and request payments between U.S. bank accounts – it’s fast and easy. Zelle is only available in the PNC Mobile app.

Remote Deposit

Scan checks for deposit without making a trip to a branch or ATM.[7,8]

4. Activate Your Debit Card

For full account access, you’ll need to receive and
activate your PNC Bank Visa® Business Debit Card.

You can activate your debit card using these methods:

  • In Online Banking or the PNC Mobile app
  • By calling the phone number on the sticker on the card
  • At any PNC ATM by completing any transaction with your PIN.
    • If you created a PIN, use that.
    • If you didn’t create a PIN, one was mailed separately to you.

Frequently Asked Questions

You can use Online or Mobile Banking – or you can visit a branch or ATM. Details and links are in the Fund Your Account section of this page.

Depending on the type of deposit, funds may be available as soon as the next business day. Depending on the amount, type and source of your deposit, sometimes it will take longer to become available. Learn more by reviewing our Funds Availability Policy.

If you meet certain criteria, you can. Check out our Ways to Avoid Monthly Account Maintenance Fees for details and contact your PNC Business Banker with any questions you may have.

In Online Banking, you can order checks and enroll in automatic check reorder. Learn how to order checks from PNC.

 

Review card replacement options for lost, stolen, damaged or destroyed cards. If your card is lost or stolen, remember to report it using Online or Mobile Banking.

We're committed to helping you protect your information. Learn about protecting your information and our security program in our Security and Privacy Center.

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