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5 Easy Steps:
Switching Your Accounts to PNC


Welcome to PNC Bank!

If you've just opened a new PNC Business Checking account, or you are researching PNC Business Checking accounts before making your choice, then you'll want to know about our Quick Switch Kit. It's a resource we offer to our new customers to help make switching your business checking account, and other related business activity like direct deposits or automatic payments, as seamless as possible.


When you start banking with PNC, depending on your prior business checking account activities, you'll need to notify your service providers and other financial institutions of your new account so they can continue the arrangements you have set up with them in the past. Remember, a PNC banker is available to help if you have questions at 877-BUS-BNKG (877-287-2654).

 

Download Our PNC Quick Switch Kit

 

We're here to make the switch as easy as possible. Our Quick Switch Kit is a downloadable PDF document with instructions, suggestions for who to notify, and tips to improve the process. It even includes letter templates you can fill in with your new banking details and mail out to your current service providers.

Your Switch Kit includes:

  • 5 Easy Steps: Switching to your new PNC business checking account
  • Switching Worksheet
  • Switching Forms
    • Request to Cancel an Automatic Payment
    • Request to Switch an Automatic Payment
    • Financial Services Partner Notification
    • Account Closing Request
  • Transition Checklist

Please note: Your current bank, and/or your key financial services partners, may require you to make any or all of these requests in person or by some other method than by mail. They may also require more or different information than is contained on the letter templates that follow. If so, these templates may help you gather the information you need.

 

5 Easy Steps: Switching to Your New PNC Business Checking Account

Follow these easy steps to complete your transfer to PNC Bank and start experiencing PNC CFO.

Remember, a PNC banker is available to help if you have questions!

 

Step 1

Begin Using Your New PNC Business Checking Account

Now that you’ve opened your new account, it’s time to get started on the basics!

Online banking access is a great place to begin, and new business customers can begin using their OLB account as soon as they have received their User ID and PIN.

To get started in Online Banking: Visit pnc.com/smallbusiness and click the Enroll In Online Banking link, located in the Sign on to Online Banking section at the top right of the page.

 
Tip: You will need to enter your Federal Tax Identification Number, Four-Digit PIN (from the mailer) and your new PNC Account Number to complete the enrollment process.
 

 

Step 2

 

Discontinue use of your
old business account

Keep your old account open and appropriately funded until all outstanding checks have cleared and all of your automatic payments and transactions have switched over to your new PNC Bank account.

 

Tip: Remember to securely dispose of (shred) your remaining inventory of unused checks and deposit slips and destroy your ATM and debit cards. This will help reduce the risk of accidental use of your old account.


 

Step 3

Switch your recurring payment activity

Automatic payments (typically ACH transactions) are a convenient way to receive and send funds, and you’ll need to redirect them to/from your new PNC business account.

  • Incoming deposits (credits) - Compile a list of the vendors and merchants who send you automatic payments, and notify them of your new PNC Bank account information.
  • Outgoing payments (debits) - Payments such as utility bills, vendor payments or subscription services that are automatically debited from your account will need to be updated to reflect your new account information.

Complete this Step within 30 days
to help minimize interruptions.

 
Tips: Use the worksheet on page 3 of the Kit to ensure that you haven’t forgotten anyone! If you’d like to send written notice, a Request to Switch an Automatic Payment form is on page 7 of the Kit.

Be sure to have the following information on hand when adding payees within Online Banking as these following fields are typically required: biller name, billing address, phone number, and your account number as it appears on your bill.
 

 

Step 4

Notify your key professional
service providers

Inform your key consultants — accountant, bookkeeper, attorney, insurance agent, etc. — of your switch to PNC, providing information about the account as appropriate for their needs.

Complete this Step within 30 days
to help minimize interruptions.

 
Tip: Don’t forget about other financial services providers. Let your payroll processor, merchant services provider and other financial services partners know that you've switched to PNC! A Financial Services Partner Notification form is included on page 8 of the Kit.

 

Step 5

Close your old business account

Once all of your checks have cleared, and all automatic payments and direct deposits are successfully being deducted or credited from/to your new PNC Bank account, it’s now time to close your old account.

 
Tip: The Account Closing Request form on page 9 of the Kit makes it easy to notify your previous bank.

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Important Legal Disclosures and Information

Banking products and services and bank deposit products are provided by PNC Bank, National Association (N.A.), a wholly-owned subsidiary of The PNC Financial Services Group, Inc. and Member FDIC.

Read a summary of privacy rights for California residents which outlines the types of information we collect, and how and why we use that information.

The PNC Financial Services Group, Inc. All rights reserved.