Savings & Liquidity Management

For the business cash that's not needed to keep your day-to-day operations running

PNC Business Banking can provide money market deposit accounts, sweep accounts, or certificates of deposit to help ensure your hard-earned money is working for you until it's needed.

Call Us:  Mon – Fri, 8 a.m. – 6 p.m. ET

Money Market Demand Account  

Premium Business Money Market Account

Features and Benefits

  • Increase earnings - Put excess operating cash to work for your business until needed
  • Easy access - More ways to get your cash when you need to - make a withdrawal at a PNC Bank branch or ATM, make an online transfer or write a check[2] - it's up to you
  • Tiered rates - Earn a variable interest rate based on your daily account balance. Contact us for current rates and tiers at 1-800-762-5684.
  • Up to six checks paid per month drawn on this account are allowed by federal regulation[2]
  • Easy to use day or night online access to account balances and activity plus same-day transfers to or from your eligible PNC Business or Personal deposit accounts[2]
  • Funds insured by the FDIC up to the maximum allowed by law

Ways to Offset Monthly Account Maintenance Fee

No monthly account maintenance fee if you maintain a minimum average monthly collected balance of $2,500.

Otherwise, the monthly account maintenance fee is $12.

Minimum amount to open account:  $100

Ways to Apply

  • By phone: 1-800-762-5684 (Mon – Fri: 7 a.m. – 10 p.m. ET; Sat – Sun: 8 a.m. – 5 p.m. ET)
  • In person at a branch

Sweep Accounts

Business Certificates of Deposits

Important Legal Disclosures and Information

  1. Federal regulations prohibit you from making more than a total of six transfers each month to other accounts from a savings or money market account (including transfers to another account for overdraft protection) or to third parties each month by check, through point-of-sale purchase transactions with a banking card, by preauthorized or automatic agreements, telephone or online. See your account agreement for more information. Other limits may apply to your account. Excessive transactions may result in changing your Money Market or savings account to a business checking account and will be subject to the features and fees as described in the Business Checking Account and Related Charges in effect at that time. See our Business Banking Account Information — Business Checking Accounts and Related Charges disclosure at for further information.

Bank deposit products and services provided by PNC Bank, National Association (N.A.). Member FDIC