PNC Cash Rewards® Visa Signature® Business Credit Card

Boost your bottom line with the PNC Cash Rewards Visa Signature Business credit card. This card makes it easy to earn unlimited cash back … just for doing business as usual.


Fast, Easy, Secure

Apply online and get a response in minutes.

Earn a $400 bonus when you open and use a new PNC Cash Rewards Visa Signature Business credit card.[1]

To qualify for this offer: Make at least $3,000 in qualifying net purchases[2], using your PNC Cash Rewards Visa Signature Business credit card account, during the first three billing cycles following account opening.

Introductory 0% APR for the first 9 billing cycles following account opening on purchases. Then a variable APR, currently 15.49% to 24.49%, based on creditworthiness, will apply. This APR will vary with the market based on the prime rate.*

Apply Online »

Earn $400

Key Features

Earn 1.50% Cash Back on Net Purchases[2]

No limits on the amount you can earn.

Online Account Management

Choose from a variety of online tools to manage your business credit card activity.

Visa Signature® Benefits

Provides travel benefits and protection for purchases.

Account Overview

Features and Benefits

Earn 1.5% Cash Back on net Purchases[2]

  • Enjoy no limits on the amount of cash back you earn
  • Redeem cash back anytime as a statement credit, or deposit cash back into an eligible PNC Business checking or savings account
  • No Annual Fee

Use Account View to Manage Employee Purchases and to Monitor Cash Flow

  • Check your current balance & view pending transactions online
  • Set individual spending limits for employee cards
  • Add, activate, or close cards
  • Make payments electronically or schedule recurring payments
  • Access up to 13 months of transaction detail
  • Download transactions into Excel®, Quicken®, or QuickBooks® or use .csv files

View your PNC Business Credit Card Spending by Business Category

When you enroll in Cash Flow Insight® our Spend Analysis tool will automatically assign business categories to your posted PNC business credit card transactions.  This will help you:

  • Monitor where you and your employees are spending
  • Plan and budget for future business needs

Manage Business Risk

  • Set up your PNC business credit card as overdraft protection for your PNC business checking account to help ensure that you have funding when needed*
  • Contactless Technology: Pay for everyday purchases faster and with greater convenience than ever before. Learn more »
  • Gain the benefits of added convenience and peace of mind with Visa benefits
    • If your Visa Business card is ever lost or stolen, your company is protected against fraudulent use of the card, including transactions made via telephone or on the Internet with the Zero Liability Fraud Protection.[3]
    • Extended Protection can double the time period of the original manufacturer’s written U.S. warranty up to one (1) full year on warranties of three years or less.
    • Purchase Security will replace, repair, or reimburse you for eligible items of personal property in the event of theft or damage within the first 90 days of purchase.

**Rewards Program Terms and Conditions

How to Apply

Ways to Apply

What You Need to Apply

It's easy, secure and takes about 15 minutes to apply online. You will need the following to apply:

  • Company Tax ID
  • Company annual revenue
  • Your Social Security Number, monthly housing payment and gross annual income

Important Legal Disclosures and Information

  1. The $400 statement credit will be awarded after the company has made $3,000 in net purchases during the first 3 billing cycles following account opening. The statement credit will be awarded within 90 days following the net purchase that enabled you to meet the $3,000 minimum requirement.  

  2. The term “net purchases” does not mean all transactions you may make using your credit card. Some limited transactions are excluded. For details about excluded transactions, please see the complete reward program terms and conditions.

  3. Limitations apply.  Notify PNC Bank immediately of any unauthorized use. For specific time restrictions, limitations and other details regarding unauthorized use, see your account agreement.

  4. Certain terms, conditions and exclusions apply. In order for coverage to apply, you must use your covered Visa Signature card to secure transactions. The costs for goods or services purchased through Visa Concierge Services are the cardholder’s responsibility. Complete terms for these programs are provided with your new Visa Signature business card; please refer to your Visa Signature Guide to Benefits for details.

  5. To receive relationship benefits, the checking account must be set up as the billing account for the respective service. See your banker for details.

PNC Cash Rewards is a registered mark of The PNC Financial Services Group, Inc.

Excel is a registered mark of Microsoft Corporation.

QuickBooks® and Quicken® are registered marks of Intuit, Inc.

Visa is a registered trademark of Visa International Service Association and used under license.

Cash Flow Insight requires an eligible PNC business checking account and enrollment in PNC Online Banking. Cash Flow Insight is enabled for all new business checking customers enrolling in Online Banking. For more information, visit Cash Flow Insight is a registered mark of The PNC Financial Services Group, Inc.  U.S. Patent Nos. 10,402,910 and 9,965,808, and others patents pending

PNC Bank, National Association is the creditor and issuer of the PNC Bank Credit Cards.

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