Cash Flow Insight®
A suite of cash flow management tools
available in PNC Online Banking.
How to help transition your business from physical to virtual
Cash Flow Insight is designed to help you monitor and plan your cash flow, send invoices via email, get paid online and digitally manage payables. Learn more about how Cash Flow Insight can help you navigate the current environment remotely.
Overview
Manage Your Business’s Cash Flow
with Efficiency, Control & Insight
See Your Business Performance
- Monitor your cash flow throughout the month and year
- Quickly view your total incoming and outgoing cash to see your cash position
Plan for What's Coming
- Schedule payments online and see how they impact your projected balance
- Know about your cash shortfalls ahead of time and take action by scheduling bill payments, sending invoice reminders, and making transfers
Track Your Expenses
- See where you're spending your money and compare to prior months
- Analyze your checking and credit card transactions by business category
Plan & Manage
Key Features & Benefits of Cash Flow Insight Base[1]
Included at No Cost With Eligible PNC Business Checking Accounts
Forecast and Plan
- Visualize the impact of your actual and projected transactions.
- Manage your short-term forecast and set a threshold to identify potential shortfalls.
- Scenario plan for this year and next year, track how you're doing, and build future plans to achieve your goals.
- Compare your cash position month to month and year over year.
See Expenses on the Go
- Track Spending activities for all of your PNC business checking accounts and PNC business credit cards.
- View Spending by Business Category, month over month.
- Monitor employee spending through their business checking and business credit card expenditures.
- Track and export your business checking and business credit card transactions for business purposes and financial planning.
Forecast Credit Card Statement
- Cash Flow Insight will automatically forecast your PNC Business Credit Card payment when your statement is available
- Set up your preference to forecast minimum due, statement balance, or an amount of your choice.
Pay & Get Paid
Add-On Features & Benefits[2,3]
Payables
- Clear bills from your desk with online document management and unlimited storage.
- Manage payment decisions with organized approval processes.
- See the impact to your cash flow with each payment decision.
- Connect with your vendors online and pay them electronically.
Receivables
- Spend less time creating invoices with customized templates.
- Know your cash position with each invoice and scheduled payment.
- Get paid online through a website branded with your logo.
- Stay connected with customers through auto-reminders and online messaging.
Secure Payments
- Pay any vendor via ACH.
- No need to share bank information, invite your vendors to join the payment network.
- Or, we can print and mail a check for you – masking your account information with positive pay review built in.
Invoicing
- Customize or choose a pre-set invoice template.
- Set up recurring invoices and automatic reminders.
- Customers can authorize you to automatically charge their bank account or credit card with PNC Merchant Services® integration.
Approvals
- Set up users to route bills for approval, set up approval policies, and review & approve bills online.
- Email notifications are sent when bills are ready to be approved and when ready to pay.
Branded Payment Portal
- A branded payment website allows your customer to see their invoice history, make payments, view shared documents, and send messages.
- Customers can review and pay invoices from any device and set up auto-pay for recurring invoices.
Accounting Software Sync
- Save time by syncing vendor, customer, bill, invoice and payment information between Cash Flow Insight and your accounting software like QuickBooks®, Xero®, Intacct®, NetSuite® and more.[4]
Document Management
- Store bills, receipts, contracts, photos, or other business documents and access conveniently, all in one place.
- Organize documents by vendor, customer or within folders.
- Email, scan and upload, or drag & drop documents from your computer to your document inbox.
Compare
Discover the Best Online Experience for Your Business
Online Banking & Bill Pay
Cash Flow Insight
Cash Flow Insight
with Payables Receivables
Frequently Asked Questions
Does this replace my accounting software?
No. Cash Flow Insight complements your accounting system to integrate and record current payment data of your customers and/or vendors, while helping to simplify your account reconcilement.
Can I give access to my employees?
Yes. You can set-up a specific role for each individual, entitling what actions can be created and/or approved for processing payments and managing your business’s cash flow.
How is Payables different than the Bill Pay I use today?
Payables helps to enhance your current process by capturing (scan or email) and storing your bills and contract documentation in Online Banking. From there, authorize and route the payment for approval and increase security with check payments and/or offer electronic payments to more vendors/suppliers. Compare online experiences »
Get Started
Already Using PNC Online Banking?
Login to Online Banking and select Business Tools to add Cash Flow Insight to your business checking account experience.
Login & Enroll »
Call us
Speak with a Cash Flow Insight consultant.
Mon-Fri. from 8:00 a.m. to 9:00 PM ET.
1-855-762-2361
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Associated Products & Services
Important Legal Disclosures & Information
Eligibility based on Customer’s checking relationship.
Enrollment in any combination of additional Cash Flow Insight tools (Payables, Receivables, and Accounting Software Sync) will result in monthly subscription fees starting at $15. Transactions and additional user fees may apply.
Payables, Receivables, and Accounting Software Sync functions and data are only available for as long as enrollment in the service is maintained.
Your Receivables and/or Payables data within Cash Flow Insight can sync with the following supported accounting software: QuickBooks® for Windows, QuickBooks® Online, Intacct®, NetSuite® and Xero®. There is a fee for this syncing service. Users of other accounting software, such as Sage 50 and Microsoft Dynamics® GP, can use the import/export functionality within Cash Flow Insight at no additional cost. Must sign up for this service.
* Cash Flow Insight requires an eligible PNC business checking account and enrollment in PNC Online Banking. Cash Flow Insight is enabled for all new business checking customers enrolling in Online Banking. Cash Flow Insight and its additional tools (Receivables, Payables, and Accounting Software Sync) are available for enrollment exclusively within PNC Online Banking. The monthly and transaction fees for the additional Cash Flow Insight tools (Receivables, Payables, and Accounting Software Sync) are waived for 60 days beginning with enrollment in any combination of the additional Cash Flow Insight tools (Receivables, Payables, and Accounting Software Sync). One offer per customer per experience (Receivables, Payables, and Accounting Software Sync). For supported accounting software, how to un-enroll and other details, call 855-762-2361 or visit pnc.com/cashflowinsight. Offer may be extended, modified or discontinued at any time without notice and may vary by market. No purchase necessary. See full offer disclosure.
Account statements may be accessed up to 7 years on deposit accounts and up to 48 months on credit cards. Online statement history will not be available for accounts that have been closed. A fee may be charged if a paper statement is requested in addition to the online statement for an account.
Cash Flow Insight requires an eligible PNC business checking account and enrollment in PNC Online Banking. Cash Flow Insight is enabled for all new business checking customers enrolling in Online Banking. For more information, visit pnc.com/cashflowinsight. Cash Flow Insight is a registered mark of The PNC Financial Services Group, Inc. U.S. Patent Nos. 10,402,910 and 9,965,808, and others patents pending
Merchant Services are provided by PNC Merchant Services Company and are subject to credit approval. PNC Merchant Services is a registered mark of The PNC Financial Services Group, Inc.
All other trademarks, service marks and trade names referenced in this material are the property of their respective owners.
Bank deposit products and services provided by PNC Bank, National Association. Member FDIC
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