Treasury Management Solutions

Cash flow is the lifeblood of your business. Make the most of it.


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Help Optimize Your Business’s Cash Flow

Harness the Strength of our Cash Flow Solutions

Personalize your cash management experience by having a cash flow conversation with one of the top treasury management providers in the country. Tell us about the key relationships involved with your business: customers, vendors, suppliers, employees and you, the business owner. We’ll share our knowledge of how receiving, paying and managing cash flow are fundamental to optimizing these relationships today and into the future.

We know that there is no such thing as “one size fits all.” That’s where a cash flow conversation with a PNC Treasury Management Officer comes in. By learning more about your situation – how your business operates, where you want to take it, the opportunities and challenges you face, your aspirations and what drives you – we can help identify treasury management solutions tailored to fulfill your everyday cash flow needs.



Treasury Management Solutions That Can Help Your Business

Accelerate Your Receivables

Gain better control over incoming cash

Accelerate Your Receivables to Help Improve Cash Flow

By gaining better control over incoming cash, you can help mitigate risks associated with managing customer payments and add online efficiency by transitioning from paper to electronic receivables processes. PNC treasury management services can help you accelerate your receivables, which may help you improve your cash flow, and delight your customers, by offering them a variety of convenient payment options.

Cash Flow Insight® Receivables

Spend less time creating invoices, know your cash position, get paid online, and stay connected with customers. Learn More »

PNC Remote Deposit

Deposit checks from your business, without making a trip to the bank, with our remote deposit solutions for your business. Scan checks with a no-cost desktop scanner, or use your compatible mobile device. Learn More »

Integrated Receivables

Our image-based lockbox solution combines all electronic payment formats used by your customers, including ACH, EDI and wire transactions, with traditional paper checks. The result is a single stream of remittance information that can help provide you more efficient reporting, timely cash application and information management.

ACH Debit

Use the Automated Clearinghouse (ACH) to initiate transactions to collect funds from your customer and supplier accounts.

Cash Concentration

Automatically concentrate funds from operating locations with non-PNC depository accounts.

Deposit Reconcilement

Recap deposit information either daily or monthly for each of your PNC deposit locations.


Speak with a PNC Treasury Management representative today about your business needs: 1-866-874-3675

Gain Treasury Management Insights

In addition to our wide array of products, services and solutions to help your small business, we also offer you a variety of resources to keep you informed of trending topics and ideas to help your business grow.


Podcast: How to Recognize and Act on Trends

Duration: 4:50 min
We’re bombarded with information on a daily basis, but little of what comes our way is truly critical or relevant to our lives, professionally or personally. That said, significant and impactful long-term trends are relatively easy to spot and monitor. This podcast offers a few tips to help you recognize and leverage these lasting trends.

Listen to podcast

Podcast: 5 Common Culprits of Cash Flow Problems

Duration: 4:55 min
Poor cash flow is one of the most common reasons small businesses fail. But even if you’re churning out high revenue on the books, you must  verify you have enough cash on hand to keep your business afloat. Safeguard yourself against this problem by avoiding these five cash flow mistakes.

Listen to podcast


Start Your Cash Flow Conversation Today

Whether you're a current customer and have a question, or you're a new one and want to learn more, we're available to help.
Call us at 1-866-874-3675 to talk with us about your business, or complete our contact form to have us contact you.

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Associated Products & Services

Get to Know Cash Flow Insight® Tools

Try out PNC Cash Flow Insight® to help speed up receivables, stay on top of payables, store documents online, and sync with your accounting software.

Learn More »

Deposit Checks Remotely to Get Paid Faster

With PNC Remote Deposit you can process receivables faster by depositing checks into your PNC business checking account, any time of the day or night. It’s easy – simply scan, transmit and deposit. No time lost making trips to the bank!

Learn More »

Small Business Checking Accounts

Every business needs a good foundation, starting with a PNC business checking account. Browse our accounts and use our selector tool to find the account that fits your business needs.  

Browse Accounts »

Important Legal Disclosures and Information

Funds may not be available for immediate withdrawal. Please see the applicable funds availability policy for your PNC business checking account to determine when your funds will be made available.

UPIC is a registered trademark of The Clearing House Payments Company, LLC.

Visa and Visa Signature are registered trademarks of Visa International Service Association and used under license. 

PNC and PINACLE® are registered marks of The PNC Financial Services Group, Inc. ("PNC")

Cash Flow Insight is a registered mark of The PNC Financial Services Group, Inc.
U.S. Patent Nos. 10,402,910 and 9,965,808, and others patents pending.

PNC BusinessOptions is a registered mark of The PNC Financial Services Group, Inc.

A supported mobile device is needed to use mobile banking. Standard message and data rates may apply.

Bank deposit, treasury management and lending products and services, foreign exchange and derivative products (including commodity derivatives), and investment and wealth management and fiduciary services, are provided by PNC Bank, National Association (“PNC Bank”), a wholly-owned subsidiary of PNC and Member FDIC.

PNC does not charge a fee for the mobile banking service. However, a supported mobile device is needed to use mobile banking. Also, your wireless carrier may charge you for data usage. Check with your wireless carrier for details regarding your specific wireless plan and any data usage or text messaging charges that may apply.

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