Small Business Loans

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What Are Term Loans?

Term Loans provide a specific amount of credit to purchase assets or meet specific financing needs.The loan is paid based on a predetermined schedule or monthly principal and interest payments. Loans can be unsecured, or secured by collateral. Interest rates are generally fixed for the life of the loan.

Best For: Businesses that want an unsecured term loan, with a simplified application and decisioning process.
  • Loan amounts from $20,000 to $100,000
  • Streamlined application and decisioning process[1]
  • No collateral required
  • Easier payment processing – Monthly payments automatically deducted from your business checking account
  • Convenient Terms – Select a fixed rate with a term between 2 and 5 years


Best For: One-time business expenses that require longer term financing – such as equipment or machinery.

Special Offer


3.66% Plus NO ORIGINATION FEE
66-Month Term from $100,001 to $3,000,000
Apply by 6/3/22.[2] See Offer Details »

  • Loan amounts from $100,001 to $3 million
  • Lower interest rates – Use business assets to secure lower loan rates and longer terms than unsecured loans
  • Covers your borrowing needs – Wide range of available loan amounts[1]
  • Simplified payments – Monthly payments automatically deducted from your business checking account
  • Convenient terms – Select a fixed or variable rate with a term between 2 and 7 years


Best For: Purchasing or refinancing owner-occupied commercial property.

Special Offer


4.24% Plus NO ORIGINATION FEE
20-Year Term from $250,000 to $3,000,000
Apply by 6/3/22.[2] See Offer Details »

  • Loan amounts from $100,001 to $3 million
  • Covers your borrowing needs – wide range of available mortgage amounts and maturity terms[1]
  • Simplified payments – no checks to mail or trips to the bank - payments automatically deducted from your business checking account
  • Convenient terms – Select a fixed or variable rate with a term between 5 and 15 years, with up to a 25 year amortization


Best For: Financing new or used passenger vehicles for business-use purposes.
  • Loan amounts from $10,000 to $250,000
  • Financing for the vehicles your business uses every day[1]
  • Convenient terms – Select a fixed rate with a term between 2 and 6 years
  • Low or no downpayments – Up to 100% financing of total invoice amount


Important Legal Disclosures and Information

  1. All loans, lines of credit and PNC Bank credit cards are subject to credit approval. Requires automatic deduction from a business checking account. Other fees and charges may apply. May be subject to a property appraisal.

  2. Offers available on new business term loans only. Offers may be extended, modified or discontinued at any time without prior notice. All loans and lines of credit are subject to credit approval. Requires automatic deduction from a business checking account. Offer not to be combined with other offers.

    Applications must be received by June 3, 2022, and loans must be closed within 90 days of approval. Discount based on loan amount, term, and amortization schedule on a new Secured Small Business Loan from $100,001 to $3,000,000 and Small Business Commercial Real Estate Loan from $250,000 to $3,000,000. Your actual rate will be based upon a review of your credit application. 100% waiver on standard PNC Origination fee. Other fees and charges may apply. May be subject to property appraisal. Offer does not include a waiver on third-party costs or SBA Loan Fees. Refinances of existing PNC business loans are excluded.

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Bank deposit, treasury management, and lending products and services are provided by PNC Bank, National Association, a wholly owned subsidiary of PNC and Member FDIC.

PNC is a registered mark of The PNC Financial Services Group, Inc.

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