PNC BusinessOptions® Visa Signature® Credit Card Online Toolkit
It's your one-stop hub for all the information that you need to administer your PNC BusinessOptions Visa credit card.
About
The PNC BusinessOptions Visa credit card delivers the options you need to control employee spending and manage cash flow. It’s a convenient, all-in-one card program for purchasing, fleet, and travel and entertainment purchases.
Take advantage of many account features
- Choice of 3 rewards programs
- No fee for issuing employee cards
- Visa Signature Benefits[1]
- Visa Signature Concierge service
- Comprehensive Visa travel benefits
- Purchase Security and Extended Protection
- Ability to limit individual employee spending by merchant or purchase category
- Online access to view transactions and generate reports
- Optional expense allocation features provided by Advanced Reporting Tool
| Annual Total Net Purchases $0 - $49,999.99 $50,000 - $74,999.99 $75,000 - $99,999.99 ≥ $100,000 |
Annual Fee $500 $250 $125 $0 |
Spending Controls
Managing cash flow is a realtime process
With the PNC BusinessOptions Visa, your business can choose to use Account View or the Advanced Reporting Tool to manage card spending limits by employee, by category and by merchant, any time of the day or night.
Limit Purchases and Spending
These tools allow you to assign a Program Administrator who has the authority to manage your PNC BusinessOptions Visa account online, without having to depend on calling Customer Care. The Program Administrator can:
- Close or temporarily deactivate cards
- Request additional cards
- Set cardholder spending limits
- Restrict purchases by merchant category and amount
- Limit cash access at ATMs
If you are not already using these online program management tools, you can enroll in either or both systems. Call 1-877-459-9801 and select "Account View / Advanced Reporting." We'll be happy to help you enroll or review the system features.
Reporting and Analysis
Program Administrators have online oversight of employee purchases
Both Advanced Reporting Tool and Account View allow you to:
- Download transactions into Excel®, Quicken®, or QuickBooks®
- Use .csv file format to import into other accounting software
However, only the Advanced Reporting Tool* adds extra analytical features, that allow you to:
- Create ad hoc inquiries for viewing cardholder purchases
- Use pre-formatted spending reports by vendor type
- Research stored transaction history (system will build up to 7 years of activity)
Cardholders have access to transaction details
Cardholders can use these tools to view their activity online, without having to depend on calling Customer Care. They can use this access to:
- View card balances
- Sort & search transactions
- Schedule online payments
- Manage e-statements
- Assign your company's unique cost allocation coding to transactions for internal accounting and analysis (Advanced Reporting Tool only)
If you are not already using these online program management tools, you can enroll in either or both systems. Call 1-877-459-9801 and say "Account View / Advanced Reporting." We'll be happy to help you enroll or review the system features.
Choose Your Own Rewards
No Cap to the Amount of Rewards You Can Earn. No Reward Program Fees.
Choose one of three rewards programs for your PNC BusinessOptions Visa credit card account.
Cash Rebates
- Rebates automatically credited quarterly to your card statement.
- No category restrictions for earning cash rebates.
- Revolve Option - 1.5% cash back on net purchases*
* See 1.5% Cash Rebate Program Terms and Conditions for details »
- Pay-In-Full Option - 1% cash back on net purchases**
** See 1.0% Cash Rebate Program Terms and Conditions for details »
PNC points®
- Earn 5 points for every $1 of qualifying purchases.[2]
- Rewards include merchandise, gift cards, travel or statement credits.
- Aggregate rewards for the business or leverage points for employee recognition at the individual level.
See PNC points Program Terms and Conditions for details »
Travel Rewards
- Earn 1 mile for every $1 in eligible net purchases.[2]
- Conveniently book travel, then redeem miles for a statement credit.
- Aggregate miles at the company level or allow employees to earn and use miles for their own travel.
- No fees for purchase transactions made outside the United States.
See Travel Rewards Program Terms and Conditions for details »
Rates & Fees
**The Index in effect for each Billing Cycle shall be the highest "Prime Rate" of interest appearing in the "Money Rates" section of The Wall Street Journal published during the previous 90 days prior to the 8th business day prior to the last day of such Billing Cycle.
Special Offers for Companies and Cardholders
As a program administrator for the PNC BusinessOptions Visa credit card, we invite you to take advantage of our cost-saving promotions. These benefits are available only to you and your cardholders. Check back frequently for updates.
Visa Signature Cardholder Benefits
Your Visa Signature credit card gives you access to dozens of perks in addition to the rewards you earn. All with the service, security and control you expect. Learn more »
Visa Signature Concierge Service[1]
Provides 24 x 7 x 365 assistance with a wide-range of services which include, but are not limited to:
- Recommendations and reservations for restaurants, hotels, health clubs, car rentals, car services and limousine services
- Travel information/assistance and visa/passport information
- Sports and entertainment information—reservations and ticketing
- Business services arrangements and foreign protocol information
Visa Signature Perks
Also, take advantage of these perks:
- Complimentary discounts and upgrades at top hotels, resorts, and cruise lines when you book through the Visa Signature Luxury Hotel Collection
- Access to once-in-a-lifetime sporting events and entertainment offers/perks at visasignature.com
- Access to gourmet dining and wine events at Sonoma County wineries
Visa Business Discounts
Your PNC BusinessOptions Visa credit card can help your bottom line, with savings at a great selection of popular business retailers and travel services. Check the Visa website for a full list of merchants, discount details and web links.
- Discounts of up to 40% off
- Merchant categories include:
- Car Rental, Computers & Electronics
- Flowers & Gifts
- Restaurants
- Golf
- Hotels & Lodging
- Office Supplies
- Telecom & Internet
- Travel
Shop and Save with Visa SavingsEdge[2]
Receive automatic discounts when you use your enrolled Visa Business credit and check cards at participating merchants. Your savings will appear as credits on your monthly statement so you'll be able to see where and just how much you're saving. Learn more »
Need Help?
Customer Service
Have questions? Feel free to call our US-based Customer Care team.
We're here to help:
Call us at 1-855-762-2365
Monday to Friday: 7 a.m. - 10 p.m. EST
Saturday and Sunday: 8 a.m. - 5 p.m. EST
To register for Account View or Advanced Reporting Tool:
Call us at 1-855-762-2365, select 'Account View' or 'Advanced Reporting' menu option
Monday to Friday: 8 a.m. - 6 p.m. EST
Saturday and Sunday: 9 a.m. - 1 p.m. EST
Already enrolled? You can also log in to Online Banking / Account View / Advanced Reporting and email us:
Important Legal Disclosures and Information
- See your Visa Signature Guide to Benefits for details. Certain restrictions and limitations apply. The cost for goods or services purchased through the Visa Concierge Services is the cardholder’s responsibility.
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Please visit www.visasavingsedge.com for complete details on the program, including the program terms and conditions.
PNC BusinessOptions is a registered mark of The PNC Financial Services Group, Inc.
PNC Bank, National Association is the issuer of the PNC Bank credit cards described herein.
See the PNC points Program Terms and Conditions for details. PNC Bank reserves the right to change or terminate the PNC points program at any time.
PNC points is a registered mark of The PNC Financial Services Group, Inc.
Excel is a registered mark of Microsoft Corporation.
QuickBooks® and Quicken® are registered marks of Intuit, Inc.
Visa and Visa Signature are registered trademarks of Visa International Service Association and used under license.
Bank deposit products and services provided by PNC Bank, National Association. Member FDIC
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