See your Visa Signature Guide to Benefits for details. Certain restrictions and limitations apply. The cost for goods or services purchased through the Visa Concierge Services is the cardholder’s responsibility.
PNC Business
Options®
Visa Signature®
Credit Card Online Toolkit
PNC BusinessOptions®
Visa Signature® Credit Card Online Toolkit
Overview
It's your one-stop hub for all the information that you need to administer your PNC BusinessOptions Visa Signature credit card account.
The PNC BusinessOptions® Visa credit card delivers the options you need to control employee spending and manage cash flow. It’s a convenient, all-in-one card program for purchasing, fleet, and travel and entertainment purchases.
Take advantage of these account features
- Choice of 3 rewards programs.
- No fee for issuing employee credit cards.
- Visa Signature Benefits:[1]
- Visa Signature Concierge service.
- Comprehensive Visa travel benefits.
- Purchase Security and Extended Protection.
- Ability to limit individual employee spending by merchant or purchase category.
- Online access to view transactions and generate reports.
- Option to add your company logo to cards for a one-time fee of $350.
Account Features
To provide real-time access for managing your company's credit card program, you can use Account View. This service provides online access that allows you to:
- Manage cards for employees, including requesting new cards and closing cards.
- Set or change each employee's card spending limits for purchases and cash access.
- View individual cardholder transaction data and credit availability.
- Build up to 13 months of stored transaction history.
- Make payments or schedule recurring payments.
- Download transactions directly into Excel®, Quicken® or QuickBooks® or .csv files to import into accounting software.
Program Administrators have online oversight of employee purchases.
Account View allows you to:
- Download transactions into Excel®, Quicken®, or QuickBooks®.
- Use .csv file format to import into other accounting software.
Cardholders have access to transaction details.
Cardholders can use Account View to view their activity online, without having to depend on calling Customer Care. They can use this access to:
- View card balances.
- Sort & search transactions.
- Schedule online payments.
- Manage e-statements.
If you are not already using Account View, you can enroll in this system. Call 1-877-459-9801 and choose "Account View." We'll be happy to help you enroll or review the system features.
Once registered for Account View, you can use the Sign On button located at the top of every pnc.com page.
No Cap to the Amount of Rewards You Can Earn. No Reward Program Fees.
Choose one of three rewards programs for your PNC BusinessOptions Visa credit card account.
1. To get started, please email your company logo to: BusinessOptions@pnc.com.
Logo specification requirements:
- The logo must be in a high resolution (360 dpi or greater) in black and white line art in a TIF, BMP, PDF or JPG format.
- A portrait-style logo can be no greater than 9/16 x 9/16 inch and a landscape-style logo can be no greater than 3/8-inch high x 1.0-inch wide.
- Optional: To display your tax ID number, this must be included in the electronic logo image
2. Within 10 to 15 business days after receiving your art file, we'll email you a sample proof of the customized card image for your approval. If for any reason you don't like how the logo will look when displayed on the card, you can cancel the customization and order standard BusinessOptions cards at no charge. Just send an email to BusinessOptions@pnc.com stating your preference.
3. After receiving your artwork approval, we will begin production. Your account will then be charged a $350 nonrefundable fee, which will appear on your account statement.
4. Watch for your customized cards to arrive in the mail. The new customized cards will be mailed within a week of your approval.
| Rate Type |
Rate |
| Purchase APR |
Revolve: Pay-in-Full: |
| Balance Transfer APR | Revolve: Pay-in-Full: |
| Cash Advance APR |
29.24% Variable APR** This APR will vary with the market based on prime rate. |
| Penalty APR | 33.24% Variable APR** This APR will vary with the market based on prime rate. |
| Fee Type |
Fee |
| Annual Fee | None |
| Balance Transfer Fee (Revolving Only) | Either $5 or 5% of the amount of each balance transfer, whichever is greater. |
| Cash Advance Fee | Either $10 or 4% of the amount of each cash advance, whichever is greater; $75 maximum. |
| Late Payment Fee | Up to $49 |
| Over Credit Limit Fee | Revolve: $49 Pay-in-Full: $69 |
| Return Check Fee | $35 |
| Foreign Transaction Fee | None |
| Custom Logo Fee (optional) | $350 |
| Card Issuance Fee | None |
** The Index in effect for each billing cycle shall be the highest "Prime Rate" of interest appearing in the "Money Rates" section of The Wall Street Journal published during the previous 90 days prior to the 8th business day prior to the last day of such billing cycle.