Small Business Line of Credit

A Small Business Line of Credit with No Collateral Required

 

Get Started

Use our easy online application.


Let's Talk

Still have questions before you apply?


Features and Benefits

  • Simplified loan application and decisioning process
  • No collateral required  
  • Easy funds access

Loan at a Glance

Line of Credit amount $20,000 to $100,000[1]
Easy access to funds Write a check drawn against the account, transfer funds into an eligible PNC deposit account using online banking or by telephone 
Interest Rates Variable, based on the Prime Rate[2]
Payments Payment amount is 1.5% of the balance (or a minimum of $100)
Value added extras Your line of credit may be eligible for overdraft protection for your PNC Bank business checking account
Collateral required None
Annual Fee Annual fee of $175.  
How to Apply

Associated Products & Services

- AP Heading here - - AP Description here - - Text here - »

Flexible Financing Solutions through SBA Loans

Small Business Administration (SBA) financing is designed to provide small businesses with access to credit featuring structures and terms that may be more flexible than conventional lending options.

Learn More »
- AP Heading here - - AP Description here - - Text here - »

Important Legal Disclosures and Information

  1. All loans and lines of credit subject to credit approval and require automatic payment deduction from a business checking account. Additional fees may apply.

  2. Prime Rate means the highest prime rate published in the "Money Rates" section of the Wall Street Journal for the last day of the preceding calendar month.

equal housing lender

PNC Bank reserves the right to require submission of tax returns and other business and financial information from time to time.

Not all features and benefits applicable for all products

Bank deposit, treasury management, and lending products and services are provided by PNC Bank, National Association, a wholly owned subsidiary of PNC and Member FDIC.

PNC is a registered mark of The PNC Financial Services Group, Inc.

† Important information: Calls to or from us may be monitored or recorded by us for quality control and training purposes. By providing your phone number and/or email address, you consent and agree to receive phone calls and electronic mail from PNC, its affiliates and designees.

Read a summary of privacy rights for California residents which outlines the types of information we collect, and how and why we use that information.