All loans and lines of credit subject to credit approval and require automatic payment deduction from a business checking account. Additional fees may apply.
Use Business Assets to Secure Capital for your Small Business
Features & Benefits
Lower Interest Rates
Use business assets to secure lower loan rates and longer terms than unsecured loans
Cover Your Borrowing Needs
Wide range of available loan amounts
Monthly payments automatically deducted from your business checking account
Select a fixed or variable rate with a term between 2 and 7 years
Loan at a Glance
|Loan Amount||$100,001 to $3 million|
|Interest Rates||Fixed Rate or Variable Rate based on WSJ Prime|
|Loan Terms||Up to seven years|
|Payments||Monthly principal and interest payments automatically deducted from your business checking account|
|Collateral required||Variety of machinery, equipment or other non-real estate business assets|
What You Need to Apply
We’ll help make your business lending experience easy. Your PNC Business Banker will walk you through the lending process and help.
Important Information About Procedures for Opening a New Account
To help the government fight the funding of terrorism and Money Laundering activities, Federal Law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account. What this means to you: When you open an account, we will ask you for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.
Review Our Business Lending Guidelines
Use our Business Lending Guidelines to help you better assess your creditworthiness when applying for new or additional revolving or fixed-term financing. These guidelines are not the only criteria for a final credit decision, but they will empower you to better understand your financial position in the context of PNC’s business lending practices.
Complete the contact form below and a PNC Business Banking representative will contact you within 1 to 2 business days.
Prime Rate means the highest prime rate published in the "Money Rates" section of the Wall Street Journal for the last day of the preceding calendar month.
Bank deposit, treasury management and lending products and services are provided by PNC Bank, National Association, a wholly-owned subsidiary of The PNC Financial Services Group, Inc. and Member FDIC.
PNC is a registered mark of The PNC Financial Services Group, Inc. ("PNC").
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Read a summary of privacy rights for California residents which outlines the types of information we collect, and how and why we use that information.