All loans, lines of credit and PNC Bank credit cards are subject to credit approval. Requires automatic deduction from your PNC business checking account. Other fees and charges may apply. May be subject to a property appraisal.
Unsecured Small Business Loan
Business Financing with No Collateral Required
Features & Benefits
Simplified Application & Decisioning Process
No Collateral Required
Easy Funds Access
Convenient Repayment Terms
Loan at a Glance
Line of Credit Amount | $20,000 to $100,000[1] |
Loan Term | Level monthly payments with a fixed maturity date up to five years |
Interest Rates | Fixed Rate |
Payments | Monthly principal and interest payment automatically deducted from your PNC business checking account |
Collateral Required | None |
Special Community Offer
Get 1.0% off standard rates
on an Unsecured Small Business Line of Credit or Term Loan.[2]
If your business is in a Low-to-Moderate Income location, you are eligible for this great offer from PNC.
What You Need to Apply
We'll help simplify your business lending experience. Your PNC Business Banker will walk you through the lending process and help.
Important Information About Procedures for Opening a New Account
To help the government fight the funding of terrorism and Money Laundering activities, Federal Law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account. What this means to you: When you open an account, we will ask you for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.
Review Our Business Lending Guidelines
Use our Business Lending Guidelines to help you better assess your creditworthiness when applying for new or additional revolving or fixed-term financing. These guidelines are not the only criteria for a final credit decision, but they will empower you to better understand your financial position in the context of PNC’s business lending practices.
Contact Us
Complete the contact form below and a PNC Business Banking representative will contact you within 1 to 2 business days.