Plan & Protect

Develop a strategic financial plan to help you achieve your financial goals and to protect your progress as you work to reach them.

When it comes to planning and protecting your finances, consider the following guiding principles:

  • Save for Retirement. PNC encourages you to first take advantage of any plans available to you through your employer (contributing at least enough to receive the company’s maximum match). In addition to contributing to a 401K or other employer-sponsored retirement plan, you may benefit from saving money in a Roth or Traditional IRA, based on your specific situation (if eligible).
  • Have a long-term investment strategy and stay the course. Don’t panic during market downturns. 
  • For your longer-term investing goals, choose investments that match your timeline and risk tolerance and rebalance them as needed. 
  • Combine a mix of investment types that allow you to aim for a range of return while managing the amount of risk you take. 
  • Leverage insurance appropriately to protect your assets, your family and your legacy. 
  • Review any existing protection plans annually to ensure they are still adequate, appropriate and cost-effective.
  • Avoid the “what ifs” and create an estate plan. Consider including the following in your plan: 
    1. A Will
    2. Financial Power of Attorney
    3. Living Will
    4. HIPAA Waiver
  • Review beneficiaries for all your financial accounts, including your insurance policies, annually.
  • Have a financial plan that includes both short and long term goals. Revisit this plan annually or when a life event occurs.

Tools & Calculators

To help you Plan and Protect your finances we have pulled together the following tools and resources:

How Much Will I Need to Live in Retirement

Determine if you're investing enough to meet your retirement income needs. Get a sense of how much you'll need to live in retirement, how your current assets stack up, and if you need to start saving more for retirement.

Educational Resources

Insights to help you Plan & Protect.

Invest

Reacting to Market Volatility

Actions you can take to focus on your financial well-being during market downturns.

4 min read

Invest

7 Tips to Help Maximize Your Social Security Benefits

Retirement can cost 70%-80% of your current income annually. A key source of funding for many is Social Security. Learn tips to make the most of your benefits.

Less than a minute read

Invest

Four Ways to Prepare for the Realities of Today's Retirement

People talk about what they’re looking forward to in retirement, but fewer talk about just how long retirement can last and how they’re preparing.

2 min read

Invest

Millennials Are Great at Saving. But Is That Enough?

Find out how younger investors are preparing for the future.

3 min read

Invest

6 Ways to Help Improve Your Financial Outlook at Every Life Stage

What should you be thinking about today, at this stage of your life, to improve your financial outlook? Get ideas for your 20s through your 70s and beyond.

6 min read

Solutions & Services

PNC offers the following solutions to help you achieve your goals to Plan & Protect.

spot-illustration_portfolio.svg

Individual Retirement Accounts

No matter how near or far off your retirement is, the tx advantages of an IRA can be too good to pass up.

Education Accounts

Rising tuition costs can make it difficult for even the most diligent of investors to cover 100% of a child’s college expenses.  That’s why it’s important to plan for educational needs as early as possible.

spot-illustration_insurance.svg

Insurance

Insurance can play a role in retirement planning, business planning and estate planning – to protect your assets, family and legacy.

The PNC Financial Wellness Experience

Contact Us

Let’s Meet

Review your calendar and find a
convenient time to meet with us.

Visit Us

Find a PNC location near you
and stop by to see us.

Call Us

Mon - Fri: 8 a.m. - 9 p.m. ET 
Sat - Sun: 8 a.m. - 5 p.m. ET