Zelle® should only be used to send or receive money with people you know and trust. Before using Zelle® to send money, you should confirm the recipient's email address or U.S. mobile phone number. Neither PNC nor Zelle® offers purchase protection for payments made with Zelle® – for example, if you do not receive the item you paid for, or the item is not as described or as you expected. To send or receive money with Zelle®, both parties must have an eligible checking or savings account at a participating financial institution in the U.S. Transactions typically occur in minutes between enrolled users. If the recipient has not enrolled, the payment will expire after 14 calendar days. See the PNC Zelle Terms of Use for additional terms and conditions. Use of Zelle® is subject to and conditional upon adherence to the terms and conditions of the PNC Zelle® Terms of Use
Get Clear
Understand how much money you have coming in, when and where it is coming from, and how you spend it.
When it comes to getting clear, consider the following guiding principles:
- Keep track of your money to understand where your money is going.
- Identify your committed monthly expenses versus your flexible monthly expenses.
- Review recurring monthly expenses, such as subscription services. Cancel any services you no longer need or use.
Tools & Calculators
To help you Get Clear we have pulled together the following tools and resources:
Learn About Credit Basics
Credit cards provide security, convenience, and even rewards based on spending. However, if cardholders don’t manage their cards carefully, they may find themselves facing unwanted consequences like a poor credit score or hidden fees. Get to know credit cards through these Credit Basics.
Educational Resources
Insights to Help You Get Clear
Spend
How to Break Bad Spending Habits
Healthy spending behaviors can help you save for your goals and avoid accumulating debt. Here are some tips for breaking bad habits that may threaten your financial well-being.
3 min read
Spend
How to Set S.M.A.R.T. Financial Goals
Follow these five steps to setting SMART goals, and you can look forward to a bright financial future.
3 min read
Spend
Tips To Smart Spending: Track Your “Fun Money” To Help Control Overspending
To help avoid overstretching your “fun money,” take inventory of your recreational budget. Doing so may be easier than you think — here’s how to start.
4 min read
Spend
6 Financial Steps to Take Before Deploying
A few easy steps before you deploy can help take the uncertainty out of the state of your finances.
1 min read
Spend
How to Build Credit as a College Student
Your credit history and score can affect your ability to qualify for loans, credit cards and other financial opportunities throughout your life. Here are some tips for building credit now, while you’re in college.
3 min read
Borrow
How to Improve Your Credit Score: 5 Things to Try
A strong credit score can prove crucial to achieving your life goals. Here are five strategies that may help improve your score.
4 min read