PNC Cash Rewards® Visa® Credit Card

Must qualify for a minimum credit line of $500.[1]

Earn $200

PNC Cash Rewards Visa Credit Card

$0 Annual Fee**

Earn a $200 Bonus[2]

Just make $1,000 or more in purchases[3] during the first 3 billing cycles following account opening of a PNC Cash Rewards® Visa® Credit Card. Offer available when applying through a link on a PNC.com page on which the bonus is offered.

Bonus eligibility restriction: Only one new account opening bonus on a PNC Cash Rewards credit card per customer within a 24-month period. See details below.[4]

Maximize Your Cash Back

cash back on gas station purchases

cash back on dining purchases at restaurants

cash back on grocery store purchases

cash back on all other purchases

Earn at least 1% cash back on purchases[3] everywhere. Earn 2% on grocery store purchases, 3% on dining purchases at restaurants and 4% on gas station purchases for the first $8,000 in combined purchases[5] in these categories annually.[6]

Features & Benefits

Cell Phone Protection Available

When you use your eligible PNC Visa credit card to pay your monthly wireless bill, you can get reimbursed up to $800 if your cell phone is stolen or damaged. Limitations apply.[7]

  • Balance Transfer Offer
    Introductory 0% APR on balance transfers for the first 12 billing cycles following account opening when the balance is transferred within the first 90 days following account opening. Then a variable APR, currently 19.24% to 30.24%, based on creditworthiness. This APR will vary with the market based on the prime rate.**
  • Zero Liability Fraud Protection[8]
    If your card or card number is ever lost or stolen, you won’t be held responsible for unauthorized use of your card.
  • PNC Easy Lock®
    Misplaced your PNC credit card? Lock it in real time. Learn more
  • Alerts
    Receive real-time email or text message alerts when your card is used online, internationally or for transactions greater than a specified amount. Learn more
  • Online Account Tools
    Manage transactions, redeem rewards, and make payments digitally.
  • Contactless Technology
    Pay for everyday purchases quickly and conveniently. Get the same level of security when you tap as you do when you insert your chip. Learn more
  • Online Statements
    Turn off your paper statements and get access to up to 48 months of statements online. Learn more
  • Redeem in Online Banking or in the PNC Mobile app any time you have at least $25 in your PNC Cash Rewards Account.*
  • Receive cash back as a statement credit or deposit into a qualifying PNC account.
  • Rewards never expire as long as your account is open.*[9]

  • Balance Transfer Offer
    Introductory 0% APR on balance transfers for the first 12 billing cycles following account opening when the balance is transferred within the first 90 days following account opening. Then a variable APR, currently 19.24% to 30.24%, based on creditworthiness. This APR will vary with the market based on the prime rate.**

  • Zero Liability Fraud Protection[7]
    If your card or card number is ever lost or stolen, you won’t be held responsible for unauthorized use of your card.
  • PNC Easy Lock®
    Misplaced your PNC credit card? Lock it in real time. Learn more
  • Alerts
    Receive real-time email or text message alerts when your card is used online, internationally or for transactions greater than a specified amount. Learn more

  • Online Account Tools
    Manage transactions, redeem rewards, and make payments digitally.
  • Contactless Technology
    Pay for everyday purchases quickly and conveniently. Get the same level of security when you tap as you do when you insert your chip. Learn more
  • Online Statements
    Turn off your paper statements and get access to up to 48 months of statements online. Learn more

  • Redeem in Online Banking or in the PNC Mobile app any time you have at least $25 in your PNC Cash Rewards Account.*
  • Receive cash back as a statement credit or deposit into a qualifying PNC account.
  • Rewards never expire as long as your account is open.*[8]
Image of Cash Rewards Credit Card

PNC Cash Rewards® Visa® Credit Card

$0 Annual Fee**

Must qualify for a minimum credit line of $500.[1]

Tools & Calculators

Estimate how much cash back you could earn annually. Enter your estimated monthly purchase amounts for each category. 
Cash Rewards
PNC Cash Rewards Visa

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