Garmin PayTM 

Now Available for PNC Customers 

Garmin Pay is a contactless payment solution that lets you make purchases
quickly and effortlessly right from your wrist - no wallet required.  



Have Questions? 


Quick & Easy

Garmin Pay is a convenient way to use your eligible PNC Visa® consumer and small business credit and debit cards, as well as SmartAccess® cards to make in-store purchases right from your wrist[1]. Simply tap your compatible Garmin watch to the contactless payment terminal to make a payment - no need to fumble for your phone, cards or cash.


Pay on the Go

Using the Garmin ConnectTM app and a compatible Garmin watch, you can use your eligible PNC Visa credit, debit and SmartAccess cards to make everyday purchases with just a tap of your wrist. Garmin Pay works virtually anywhere contactless payments are accepted.

When you make a purchase using Garmin Pay, your actual card number is never shared with the merchant. A digital card number is used to process payments instead of your plastic card number.

With Garmin Pay and your PNC credit, debit or SmartAccess cards, you still get all the rewards and benefits your cards already provide, including PNC Security & Privacy.

Breeze Through Checkout Lines Using Nothing But Your Watch

Simply use the Garmin Connect app to add your eligible PNC credit, debit and SmartAccess cards to your compatible Garmin device. 

Step 1: Choose the Garmin Pay wallet icon from the main menu on your Garmin watch. 


Step 2: Enter your Garmin Pay Pin and hold your watch near the contactless payment terminal.


Step 3: An onscreen message will let you know your payment was submitted.


Frequently Asked Questions