PNC Foreign Currency Services for Travel

Traveling? Need to send or receive international funds from people you know and trust? PNC can help.

Convenient Foreign Currency Services for PNC Customers[1]

Traveling outside the United States? Call your local branch to determine if they offer foreign currency services before you go. In most cases, your foreign currency order can be delivered to your branch within 24 to 48 hours. And when you return with excess currency, PNC can buy it back for immediate U.S. dollars. We offer competitive rates and no transaction fees. Some restrictions apply.

PNC does not exchange or order foreign coin. Visit your local PNC Branch for additional details regarding foreign exchange services.

Sending money overseas? If you are making an overseas purchase, paying international tuition fees, or need to send a deposit to a bank account outside the U.S., PNC can help you send an international foreign currency wire transfer to people you know and trust by debiting your U.S. dollar account with PNC.[2]

Some restrictions apply. Visit your local PNC Branch for additional details regarding international foreign currency wire transfers.

Receiving money from abroad? PNC can provide assistance with the receipt of electronic currency payments from countries outside of the U.S. Additionally, PNC can convert foreign denominated checks which are drawn on foreign banks to U.S. dollars for deposit into your account with PNC. Some restrictions apply. 

Visit your local PNC Branch for additional details regarding foreign denominated checks.

Frequently Asked Questions 

What is PNC’s currency exchange rate for banknotes (physical cash)?

PNC’s exchange rates are updated daily based on prevailing market conditions.  For the current day’s exchange rates, please call or or stop by your local PNC branch.

How long does it take to receive foreign currency banknotes that are ordered at a PNC branch?

Standard foreign currency orders entered before 4:30 p.m. ET will be delivered to the branch by the end of the next business day. (during business travel season please allow 1 – 2 additional business days)

Does PNC profit from foreign currency banknote orders?

PNC does not charge a flat fee as some other banks may do, but PNC receives compensation from the exchange of foreign currency as determined by PNC in its sole discretion.

Why are PNC’s exchange rates for foreign currency banknotes different from the exchange rates in the newspaper or on the internet?

The exchange rates published in the newspaper or on the internet are rates typically applicable to wholesale transactions executed between banks and not to foreign currency banknote transactions with individual customers.

How  do I deposit an international check in US dollars or in foreign currency?

International checks, both US dollar and foreign currency denominated, may be deposited to your US dollar account at PNC.  You must visit your local PNC branch to deposit the international check. If an international check is not eligible for deposit or provisional credit it must be sent on collections. This process can take 4 – 6 weeks to clear and credit to you US Dollar account at PNC.​

How do I send an international electronic payment?

International payments from individuals must be initiated through a PNC branch and funded by your U.S. dollar account with PNC. Please visit your local PNC branch for details regarding your options to remit individual international payments.

How do I receive an international electronic payment?

International payments for individuals must be received into a U.S dollar account held at PNC. Please visit your local PNC branch for details regarding your options to open an account into which you may receive international payments.

What is the exchange rate used for PNC Debit Cards?

Please contact 1-800-VISA-911 (1-800-847-2911). The Visa® customer service representatives will be able to assist you with any questions you have regarding exchange rates for debit cards.

Related Resources


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PNC's International Economic Reports provide analysis and forecasts of economic and financial trends and exchange rates in PNC's focus international economies: Canada, China, European Union, India, and Latin America.