By using the check, you are agreeing to the loan terms and conditions which includes listing PNC Bank as lienholder on the title. Your Check Ready check is attached to Dealer Instructions which contains necessary information to finalize your vehicle purchase including how to prepare the title work. You must provide these instructions to the dealer as you are accountable to make sure the title work is completed and PNC Bank is listed as lienholder. Once the loan has been paid in full, PNC Bank will release its lien.
Because you are refinancing your vehicle loan, you are responsible for listing PNC as the lienholder. By taking action to establish PNC’s security interest in your vehicle based on the instructions below, you ensure that you are fulfilling the terms of your loan Agreement with PNC.
Please note every state is different, so the documentation needed for a title transfer or lien placement may vary by state. In order to confirm the requirements in your state, please contact your state vehicle titling agency (e.g., Department of Motor Vehicles).
Instructions:
Frequently asked questions:
1. What is a title and what do I need to do with it?
A title is an official document that confirms the owner of the vehicle. The title contains your personal and vehicle information and is issued by your state’s vehicle titling agency (e.g., Department of Motor Vehicles). You as the buyer must register yourself as the owner on the vehicle title. If you are buying a vehicle that was previously owned by someone else, the title will need to be transferred to your name as the buyer.
KY, MD, MI, MO and NY are title holding states where you as the customer hold the title document. In other states, PNC holds the title document.
2. What is a lien?
A lien is PNC’s legal right to take possession of the vehicle if you do not carry out the terms of your loan. PNC is the lienholder on the vehicle’s title until the loan is paid in full.
If you live in KY, MD, MI, MO and NY and are refinancing your vehicle (from a prior lender to PNC), your prior lender will release the lien on the vehicle to PNC. PNC will release the lien after you pay off your refinanced loan.
3. What address should the state titling agency use when listing PNC as the lienholder on the title?
For all states except New Jersey, please use the following address:
PNC Bank
P.O. Box 313
Wilmington, OH 45177
For New Jersey only, please use the following address:
PNC Bank N.A.
6750 Miller Rd.
Brecksville, OH 44141
Because you are taking out an auto loan for a vehicle purchased from a private party, you are responsible for transferring the title to your name and listing PNC as the lienholder. By taking action to establish PNC’s security interest in your vehicle based on the instructions below, you are fulfilling the terms of your loan Agreement with PNC.
Instructions:
Frequently asked questions:
1. What is a title and what do I need to do with it?
A title is an official document that confirms the owner of the vehicle. The title contains your personal and vehicle information and is issued by your state’s vehicle titling agency. You as the buyer must register yourself as the owner on the vehicle title. If you are buying a vehicle that was previously owned by someone else, the title will need to be transferred to your name as the buyer.
KY, MD, MI, MO and NY are title holding states where you as the customer hold the title document. In other states, PNC holds the title document.
2. What is a lien?
A lien is PNC’s legal right to take possession of the vehicle if you do not carry out the terms of your loan. PNC is the lienholder on the vehicle’s title until the loan is paid in full or if you sell the vehicle and the title is transferred.
If you live in KY, MD, MI, MO and NY and are refinancing your vehicle (from a prior lender to PNC), your prior lender will release the lien on the vehicle to PNC. PNC will release the lien after you pay off your refinanced loan. This means you can remove PNC as the lienholder on the title.
3. What address should the state titling agency use when listing PNC as the lienholder on the title?
For all states except New Jersey, please use the following address:
PNC Bank
P.O. Box 313
Wilmington, OH 45177
For New Jersey only, please use the following address:
PNC Bank N.A.
6750 Miller Rd.
Brecksville, OH 44141
Because you are taking out a lease buyout auto loan, you are responsible for listing PNC as the lienholder. By taking action to establish PNC’s security interest in your vehicle based on the instructions below, you are fulfilling the terms of your loan Agreement with PNC.
Instructions:
Frequently asked questions:
1. What is a title and what do I need to do with it?
A title is an official document that confirms the owner of the vehicle. The title contains your personal and vehicle information and is issued by your state’s vehicle titling agency. You as the buyer must register yourself as the owner on the vehicle title. If you are buying a vehicle that was previously owned by someone else, the title will need to be transferred to your name as the buyer.
KY, MD, MI, MO and NY are title holding states where you as the customer hold the title document. In other states, PNC holds the title document.
2. What is a lien?
A lien is PNC’s legal right to take possession of the vehicle if you do not carry out the terms of your loan. PNC is the lienholder on the vehicle’s title until the loan is paid in full or if you sell the vehicle and the title is transferred.
If you live in KY, MD, MI, MO and NY and are refinancing your vehicle (from a prior lender to PNC), your prior lender will release the lien on the vehicle to PNC. PNC will release the lien after you pay off your refinanced loan. This means you can remove PNC as the lienholder on the title.
3. What address should the state titling agency use when listing PNC as the lienholder on the title?
For all states except New Jersey, please use the following address:
PNC Bank
P.O. Box 313
Wilmington, OH 45177
For New Jersey only, please use the following address:
PNC Bank N.A.
6750 Miller Rd.
Brecksville, OH 44141
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