Home Equity Loans and Lines

Leverage your home's equity with PNC's Home Equity Loans and Lines of Credit.

Compare Solutions

See How Home Equity Loans & Lines Work

Need Help?
1-877-CALL-PNC

Speak to a sales representative about our products and services.

Visit Customer Service »

Find answers to FAQs and view additional phone numbers so we can further assist you.

Home Equity Rates*

Details & Fees*

Interest Rate Type Fixed
Payment Type Principal + Interest
Discounts Applied Advertised rates include a 0.25% interest rate discount for automatic payment from a PNC checking account
Account Opening Fees Varies by Market

*For important information on rates, fees and applied discounts, click on the "Important Disclosures" link(s) below the advertised rate

Details & Fees*

Interest Rate Type Variable
Payment Type Principal + Interest
Discounts Applied Advertised rates include a 0.25% interest rate discount for automatic payment from a PNC checking account and a 0.25% interest rate discount for a $25,000 draw at closing excluding funds to pay PNC debt
Annual Fee $50
(waived with a Performance Select Checking account)

*Certain restrictions and conditions apply. Other fees may be applicable. For important information on rates, fees and applied discounts, click on the "Important Disclosures" link(s) below the advertised rate.

Details & Fees*

Interest Rate Type Fixed
Payment Type Principal + Interest
Discounts Applied Advertised rates include a 0.25% interest rate discount for automatic payment from a PNC checking account
Account Opening Fees Varies by Market

*For important information on rates, fees and applied discounts, click on the "Important Disclosures" link(s) below the advertised rate

If you want to access funds for large expenses, now and in the future.
  • Access funds for large expenses, now and in the future
  • Flexible Repayment Options
  • The interest you pay is typically tax deductible[2]
  • Minimum line amount starting at $10,000

Learn More

If you want to borrow a specific amount, and desire the stability of a fixed rate, term, and monthly payment.
  • Borrow a specific amount, with a fixed rate, term, and monthly payment
  • Great for debt consolidation, major home renovations, or large one-time purchases
  • Flexible repayment terms available
  • Loan amounts starting at $1,000
  • The interest you pay is typically tax deductible[2]

Learn More

If you want a lower cost option to refinance your mortgage or to access the equity in your home.
  • Lower cost option to refinance your mortgage or to access the equity in your home
  • Quick and easy application process
  • Competitive fixed rates

Learn More

Important Legal Disclosures and Information

  1. Credit is subject to approval.

  2. Consult your tax advisor.

*Advertised rates for the Home Equity Installment Loan and Home Equity Rapid Refinance Loan include a 0.25% interest rate discount for automatic payment from a PNC checking account. Advertised rates for the Choice Home Equity Line of Credit include a 0.25% interest rate discount for automatic payment from a PNC checking account and a 0.25% interest rate discount for a $25,000 draw at closing excluding funds to pay PNC debt.