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Mortgage Refinance Calculator

Estimate your cost and see what you might save by refinancing your mortgage.

PNCCheck Current Rates 

Estimate Monthly Payments

Determine how much you monthly mortgage payments might be after refinancing

Estimate Monthly Payment

Estimate Potential Savings

Find your break-even point - the length of time you need to stay in your home to offset refinancing costs.

Estimate Closing Costs

When you refinance be prepared to pay for: Origination Fees, Settlement Services, Interest Prepayment and others.

Paying Points

Sometimes you can negotiate a lower interest rate by paying discounted points at closing. 

Get Started

Complete a digital form to
begin the mortgage refinance process or read about product details.

 Apply Online Today

  • View rates, estimated closing costs and monthly payments before applying.
  • Complete the application and lock your rate from your computer or mobile device.
  • Track your application's progress through closing with PNC Home Insight® Tracker.

Apply Now

 Learn about the Process

Not sure where to start or new to mortgage refinancing? Learn the basics so you're able to make the best decision for you.

Read About Mortgage Refinance Basics »

Learn About the Application Process »

We're Here to Help

Talk with a Home Lending Center
representative about your options.

Call 1-877-508-3339

Help us understand your needs,
fill out a contact form and we'll get in touch.

Request Contact

Important Legal Disclosures and Information

Refinancing at a longer repayment term may lower your mortgage payment, but may also increase the total interest paid over the life of the loan. Refinancing at a shorter repayment term may increase your mortgage payment, but may lower the total interest paid over the life of the loan. Contact us to discuss the option that best meets your needs.

All borrowers must satisfy all conditions outlined in a commitment letter issued in connection with an application for mortgage credit. Final loan approval and amount are subject to verification of loan data, property appraisal and underwriting conditions. Program terms are subject to change.

PNC, PNC HomeHQ, PNC Home Insight and Home Insight are registered service marks of The PNC Financial Services Group, Inc. ("PNC"). PNC has a pending patent application directed at various features and functions of Home Insight® Tracker and Home Insight® Planner. All loans are provided by PNC Bank, National Association, a subsidiary of PNC, and are subject to credit approval and property appraisal.

Carrier fees for data usage may apply.

©2021 The PNC Financial Services Group, Inc. All rights reserved. PNC Bank, National Association.

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