PNC offers the following payment options to make your monthly mortgage payment:
Electronic Funds Transfer (EFT) / Auto Draft: This free recurring service can be established to withdraw your monthly mortgage payment from your designated checking or savings account on the same day each month. To pay your mortgage loan off faster, you can elect to make additional principal payments with each monthly payment. You may also select the day you would like your mortgage payment to draft, e.g. you may choose from the 1st to the 15th of the month. To enroll, complete the EFT Enrollment form located in your coupon book, visit our Important Forms & Documents page, or call with questions.
We also have a Bi-Weekly Draft Program that helps you pay off your loan faster and reduce interest payments. You’ll make ½ of a monthly payment every 2 weeks, for a total of 13 monthly payments per year – instead of 12.
Plus, this “extra” payment will automatically be applied to your principal balance, reducing the total interest you will pay on your mortgage. The funds from your first ½ payment each month will be held in a non-interest bearing account, and will be applied once a full monthly payment is received.
To learn more about our bi-weekly draft program, visit our Important Forms & Documents section for more details and an enrollment form.
Speedpay: Speedpay is an online payment service that provides customers the ability to make immediate mortgage payments from any account, including accounts at other banks. There is a $7.00 flat fee for all Speedpay payments, but payments from PNC Bank Account(checking, savings, or money market) are free – unless otherwise restricted by state law. You can learn more on our Payment Options page.
Pay by Phone: A SpeedPay payment may be completed over the phone by using our automated system at 1-877-429-4129, or calling our Servicing center at 1-800-523-8654.
Online Banking: Once you receive your Online Banking credentials (usually within 7 business days of your loan transfer), you will be able to complete your online registration at www.PNC.com/OLB. You will then have 24/7 access to your account online, and be able to set up one-time or recurring payments, at no charge.
If you have any questions, you can Contact our Customer Service or Collections Departments at 1-800-822-5626, Monday through Thursday between 8:00 A.M and 9:00 P.M. ET. Friday between 8:00 A.M. and 5:00 P.M. ET., and Saturday, between 9:00 A.M. to 2:00 P.M. ET.
Western Union Quick Collect: PNC mortgage payments may be paid at any Western Union location. To find the location nearest to you and get further details call 1-800-525-6000 for Western Union. Complete the Western Union Quick Collect form using CODE CITY (PNCMORTGAGE OH). There is a fee associated with this Western Union service.
PNC Bank Branch Payments: PNC mortgage payments may be paid at any PNC branch location. To locate the branch nearest you, click here.
Mailed Payments: Use the coupon in your coupon book or from your billing statement to make your monthly mortgage payments to PNC Mortgage. If you misplace your coupon book or billing statement, you can mail your payment to one of the following addresses:
WEST: AK, AZ, AR, CA, CO, HI, ID, IA, KS, LA, MN, MS, MO, MT, NE, NV, NM, ND, OK, OR, SD, TX, UT, WA, WY
PNC Mortgage
P.O. Box 54828
Los Angeles, CA 90054-0828
EAST: AL, CT, DE, DC, FL, GA, IL, IN, KY, ME, MD, MA, MI, NH, NJ, NY, NC, OH, PA, PR, RI, SC, TN, VT, VA, WV, WI
PNC Mortgage
P. O. Box 6534
Carol Stream, IL 60197-6534