PNC, PNC HomeHQ, PNC Home Insight and Home Insight are registered service marks of The PNC Financial Services Group, Inc. ("PNC"). PNC has a pending patent application directed at various features and functions of Home Insight® Planner. All loans are provided by PNC Bank, National Association, a subsidiary of PNC, and are subject to credit approval and property appraisal.
Are You Ready To Get Pre-approved?
Take the next step with confidence.
I’m Serious About House Hunting. Now What?
Getting Pre-approved by a Mortgage Lender Is a Smart Move
A pre-approval helps you:
- Feel confident in a firm lending commitment.
- Show sellers and agents you’re serious.
- Narrow down your home search to your price range.
- Budget knowing what your monthly payments will be.
Getting a Pre-approval From PNC Is Now Easier
See How Much You Can Afford
Calculators are provided for educational and informational purposes only. Estimates and other information generated is deemed reliable, but is not guaranteed.
How do I save for down payment?
For many people, saving for a down payment is one of the many barriers to buying a home. Some loans require a down payment of 5% to 20% of the price of the home—which can be a big chunk of change.
What if I Don’t Have a Large Down Payment?
Take a good look at your budget and find expenses to cut out or cut back or talk with a financial advisor to discuss alternate down payment options. You can also consider a lower down payment option with a Fannie Mae, Freddie Mac or government backed FHA, VA or USDA loan.
Access Multiple Tools to Manage Your Home Lending Journey
Your home, your goals, your plan
Discover the possibilities and build the right plan for you with Home Insight® Planner
- Explore at your own pace – no need to sign in or share contact information until you're ready
- Compare interest rates, payment estimates, and product options with Scenario Builder
- Check what you can afford – run the numbers with our home lending calculators
- Find your dream home – browse active listings and save your favorites
- Start the online preliminary preapproval, without impacting your credit score.
Mortgage Calculators
Comparing loan options? Just looking for how much you can borrow? Use our home lending calculators to understand your options.
Want to chat? Fill out the form below and a mortgage loan officer will contact you in one to two business days.
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What Are Closing Costs and How Are They Calculated?
When you’re buying or selling a home, budgeting for closing costs is critical.
5 min read
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Down Payment on a House: How Much Do You Need?
Understand how your down payment affects your mortgage and overall home-buying strategy. Discover various options and tips for financial preparation.
6 min read
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Is Now the Right Time for a Loan?
It may surprise you, but timing plays an important role in the loan approval process. Learn why you may want to time your application so a lender can see you’re already a customer.
2 min read
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