Are You Ready To Get Pre-approved?

Take the next step with confidence.

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Buying a Home 101
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I’m Serious About House Hunting. Now What?

Getting  Pre-approved by a Mortgage Lender Is a Smart Move

A pre-approval helps you:

  • Feel confident in a firm lending commitment.
  • Show sellers and agents you’re serious.
  • Narrow down your home search to your price range.
  • Budget knowing what your monthly payments will be.

Getting a Pre-approval From PNC Is Now Easier

Start the Application Online

Start a preapproval online, on any device. You will need to provide basic info about you, co-borrowers, if applicable, and details about your borrowing needs.

The Support You Need

Just because you're completing initial steps online, doesn't mean you're on your own. You'll be connected to a Mortgage Loan Officer who will answer any questions and help guide you through the process

Reliability of PNC

Have peace of mind knowing that you're working with one of the largest financial services institutions in the United States. At PNC, we strive to provide a great customer experience

See How Much You Can Afford

Calculators are provided for educational and informational purposes only. Estimates and other information generated is deemed reliable, but is not guaranteed.

How do I save for down payment? 

For many people, saving for a down payment is one of the many barriers to buying a home. Some loans require a down payment of 5% to 20% of the price of the home—which can be a big chunk of change.

Save Money With a Larger Down Payment

  • Lowers your monthly payment
  • Putting 20% down relieves the need to pay for Private Mortgage Insurance (PMI) on conventional loans. 
  • Helps to qualify for a lower rate

Set a Goal To Get Started Saving

  • Use our online tools to get an estimate of your savings goal needed to cover the down payment and closing costs for buying your home.
  • Start saving to reach your goal by breaking down your savings into manageable monthly amounts. 

Find Extra Money by Cutting Down on Spending

  • Hold off on buying new clothes, eating out and gym memberships
  • Check for less expensive cable, internet and cell phone plans
  • Set automatic transfer to a dedicated savings account

What if I Don’t Have a Large Down Payment?

Take a good look at your budget and find expenses to cut out or cut back or talk with a financial advisor to discuss alternate down payment options. You can also consider a lower down payment option with a Fannie Mae, Freddie Mac or government backed FHA, VA or USDA loan.

Talk with a PNC Loan Officer

1-855-744-2668

Estimate Your Rate

Use Home Insight® Planner Dashboard to access multiple tools to manage your mortgage journey.

Your Home Insight® Planner:

An innovative self-serve digital tool that provides a one-stop-shop for all your upfront home buying needs:

  • Customize and compare multiple home loan products - save the ones you like the best.
  • Explore your monthly payment options - find the one that matches your budget and financial goals.
  • Search active home listings – find your dream home.
  • View and update your estimated credit score – providing more accurate information improves the overall experience.
  • Access our home lending calculators and other educational resources – take the time to do your own research.
  • Connect with a PNC Mortgage Loan Officer – get the professional hands-on support that you deserve.
  • Start an online preliminary preapproval without impacting your credit score.
Try Home Insight® Planner

Mortgage Calculators

Comparing loan options? Just looking for how much you can borrow? Use our home lending calculators to understand your options.

How Much Can I Afford?

Home Affordability Calculator

How Much Should I Put Down on a New Home?

Down Payment Calculator

How much will my fixed rate mortgage payment be?

Fixed Rate Payment Calculator

Want to chat? Fill out the form below and a mortgage loan officer will contact you in one to two business days.

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