Auto Lending

Important Information About Rates and Fees

Auto Purchase Annual Percentage Rates (APRs) shown are for the displayed loan amount and repayment term. Auto purchase loan amounts range from $7,500 to $50,000 and repayment terms range from 12 to 72 months. Rates may vary by loan amount and repayment term. APRs for loans amounts from $7,500 to $50,000 with repayment terms from 12 to 72 months currently range from 2.84% to 11.99%.

Auto Refinance Annual Percentage Rates (APRs) shown are for the displayed loan amount and repayment term. Auto refinance loan amounts range from $5,000 to $100,000 and repayment terms range from 12 to 72 months. Rates may vary by loan amount and repayment term. APRs for loans amounts from $5,000 to $100,000 with repayment terms from 12 to 72 months currently range from 3.09% to 14.79%.

All APRs reflect a 0.25% discount for automatic payments from a PNC checking account. Automatic payment must be set up at loan closing to qualify for the 0.25% discount. The displayed rates are available to well-qualified applicants. Your actual APR may be higher and will be based upon multiple factors such as credit qualifications, loan amount, repayment term, model year, and number of days to first payment. Auto Loans to be secured by a 2016-2021 model year non-commercial vehicle with up to 80,000 miles (certain additional restrictions apply for vehicles with model years 2012-2015 or mileage from 80,000 to 100,000). 

Monthly Payments: Payment amounts displayed are estimated. Actual payment may vary based upon factors such as APR, loan amount and repayment term.

Credit is subject to approval. Certain restrictions and conditions apply. Rates are effective as of 9/1/2020. Rates, terms and conditions are subject to change at any time. For more information, visit Auto Loans & Financing on pnc.com.

Important Legal Disclosures & Information

Read a summary of privacy rights for California residents which outlines the types of information we collect, and how and why we use that information.