Personal Line of Credit

PNC will work with you to get you access to the money you need without the collateral requirements of other financing options[1].

Apply Now

Call 1-877-CALL PNC, or apply in person at a branch.

Rates by
Zip Code

Check interest rates on loans in your zip code.

Key Features


You decide when and how much to borrow, up to your approved credit limit.

Get the Credit You Need

Credit lines range from $1,000 to $25,000.


No collateral necessary and no penalty for prepayment.

At a Glance

Minimum Line Amount $1,000
Maximum Loan Amount


Minimum Draw Amount $50
Collateral None
Rate Variable rate, based upon Wall Street Journal Prime Rate
Prepayment No prepayment penalty
Draw Period Continuous

Important Legal Disclosures and Information

  1. Credit is subject to approval.

Bank deposit products and services provided by PNC Bank. Member FDIC