Personal Line of Credit

PNC will work with you to get you access to the money you need without the collateral requirements of other financing options[1].

Apply Now

Call 1-877-CALL PNC, or apply in person at a branch.


APR:

Rates include a 0.25% interest rate discount for automatic payment from a PNC checking account. Other restrictions apply. See important disclosure information below for more details.

As Low As:



Payment:

As Low As:


1 Annual Percentage Rate: Annual Percentage Rates (APRs) shown are available as of to well-qualified applicants for personal unsecured installment loans in amounts of with a month repayment term. APRs shown also reflect a 0.25% discount for automatic payments from a PNC checking account. The displayed rates are available to well-qualified applicants. Your actual APR may be higher than this range and will be based upon your credit qualifications, loan amount, repayment term, loan purpose and whether you elect the automatic payment feature from a PNC checking account. APRs for a month loan of currently range from % to % and include a 0.25% discount for automatic payment from a PNC checking account. If automatic payment is discontinued, you will no longer receive an automatic payment discount. Loan Payment Example: The monthly payment per $1,000 borrowed at a range of % to % APR for the featured term means you would make payments which may range from to based on 30 days to first payment.

Credit is subject to approval. Rates, terms and conditions are subject to change at any time based on market conditions or other business factors. APRs disclosed are for the featured loan amount and repayment term. APRs and payments may vary for other loan amounts and repayment terms. Call 1-877-CALL-PNC to obtain product information and current rates available in your market.


2 Based on for months. Payments are estimated. Your actual payment may vary based on loan amount, APR and term.

Current Variable Rate:

Rate includes 0.25% interest rate discount for automatic payment from a PNC checking account. Other restrictions apply. See information below.

As Low As:

Annual Percentage Rate: Annual Percentage Rate (APR) shown was available as of to well-qualified applicants for personal unsecured variable-rate lines of credit of . APR shown also reflects a 0.25% discount for automatic payments from a PNC checking account. The displayed rate is for well-qualified applicants. Your APR may be higher and will be based on the then current variable-rate index value, your credit qualifications, the amount of the line, and whether you elect the automatic payment feature from a PNC checking account. Variable APRs for a credit line of currently range from % to % and reflect a discount of 0.25% for automatic payment from a PNC checking account. If automatic payment is discontinued, you will no longer receive an automatic payment discount. The APR will never be more than 24.00%. Annual Fee: The annual fee is $50.00; the fee is waived for customers with a Performance Select Checking account.

Credit is subject to approval. Rates, terms and conditions are subject to change at any time based on market conditions or other business factors. Variable APRs disclosed are for the featured line amount. APRs may differ for other line amounts. Call 1-877-CALL-PNC to obtain product information and current rates available in your market.

Key Features

Customizable

You decide when and how much to borrow, up to your approved credit limit.

Get the Credit You Need

Credit lines range from $1,000 to $25,000.

Flexibility

No collateral necessary and no penalty for prepayment.


At a Glance

Minimum Line Amount $1,000
Maximum Loan Amount

$25,000

Minimum Draw Amount $50
Collateral None
Rate Variable rate, based upon Wall Street Journal Prime Rate
Prepayment No prepayment penalty
Draw Period Continuous

Important Legal Disclosures and Information

  1. Credit is subject to approval.

Bank deposit products and services provided by PNC Bank, National Association. Member FDIC