Personal Line of Credit

An Unsecured and Customizable Personal Loan

PNC will work with you to get you access to the money you need without the collateral requirements of other financing options[1].


Apply Now

Call 1-877-CALL PNC, or apply in person at a branch.

Check Current Personal Loan Rates*

Key Features


You decide when and how much to borrow, up to your approved credit limit.

Get the Credit You Need

Credit lines range from $1,000 to $25,000.


No collateral necessary and no penalty for prepayment.

At a Glance

Minimum Line Amount $1,000
Maximum Loan Amount


Minimum Draw Amount $50
Collateral None
Rate Variable rate, based upon Wall Street Journal Prime Rate*
Prepayment No prepayment penalty
Draw Period Continuous

Important Legal Disclosures and Information

  1. Credit is subject to approval. Certain restrictions and conditions apply.

*The Personal Installment and Personal Line of Credit rates displayed upon clicking “Get Rates” include a 0.25% for setting up automatic payment from a PNC Checking account at loan closing. Displayed rates are available to well-qualified applicants. You actual APR may be higher and will be based upon multiple factors. See "Important Disclosures" under "Get Rates" for more details.

Bank deposit products and services provided by PNC Bank, National Association. Member FDIC

PNC is a registered mark of The PNC Financial Services Group, Inc. 

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