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Call 1-877-CALL PNC, or apply in person at a branch.
Customizable
You decide when and how much to borrow, up to your approved credit limit.
Personal Line of Credit
An Unsecured and Customizable Personal Loan
PNC will work with you to get you access to the money you need without the collateral requirements of other financing options[1].
Apply Now
Check Current Personal Loan Rates*
Key Features
Get the Credit You Need
Credit lines range from $1,000 to $25,000.
Flexibility
No collateral necessary and no penalty for prepayment.
At a Glance
| Minimum Line Amount | $1,000 |
| Maximum Line Amount | $25,000 California Maximum Line Amount $5,000 |
| Minimum Draw Amount | $50 |
| Collateral | None |
| Rate | Variable rate, based upon Wall Street Journal Prime Rate* |
| Prepayment | No prepayment penalty |
| Draw Period | Continuous |
Ways to Apply
- By phone: 1-877-CALL PNC (Monday to Friday: 8 a.m. to 9 p.m. ET; Saturday to Sunday: 8 a.m. to 5 p.m. ET)
- In person at a branch
Servicemembers Civil Relief Act (SCRA)
The SCRA provides financial relief and protections to eligible servicemembers and their dependents. PNC is grateful for your service and we would like to help you understand your benefits and protections under SCRA as well as other similar benefits that PNC may be able to provide to you.
To find out more, please contact us at:
Phone: 844-PNC-SCRA (844-762-7272)
Fax: 855-568-4532
Email: Servicemembers@pnc.com
PNC Bank
Servicemembers Operations Center, BR-YB58-01-U
PO Box 5570
Cleveland OH 44101-0570
Important Legal Disclosures and Information
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Credit is subject to approval. Certain restrictions and conditions apply...
The Personal Line of Credit product is only available in the following states: AL, AZ, CA, CO, DC, DE, FL, GA, IL, IN, KY, MA, MD, MI, MO, NC, NJ, NM, OH, PA, SC, TX, VA, WI and WV. Certain restrictions apply for MA, NY, CT and TN. Contact us at 1-877-CALL-PNC (1-877-225-5762) to confirm product availability in your state.
*Check Personal Installment Loan and Personal Line of Credit Rates: APRs that will display include a 0.25% discount for automated payment from a PNC checking account. The lowest rates are available to well-qualified applicants. Your actual APR will be based upon multiple factors. Refer to “Important Disclosures" under “Get Rates” for more details.
Bank deposit products and services provided by PNC Bank, National Association. Member FDIC
PNC is a registered mark of The PNC Financial Services Group, Inc.
Read a summary of privacy rights for California residents which outlines the types of information we collect, and how and why we use that information.
