Small Business Retirement Plan Options

Offer a Retirement Plan that Helps to Attract, Retain Employees — and Take Advantage of Tax Benefits

SEP-IRA

Whether you’re running your own business as a sole proprietor or have a staff of any size, consider a SEP-IRA (Simplified Employee Pension-IRA). Similar to a Traditional IRA, but with higher contribution limits, this plan type allows you to leverage tax-advantaged investments for yourself and your employees.

Learn More About SEP-IRA

SIMPLE IRA

If you employ fewer than 100 employees who earned $5,000 or more in any two years prior and who are expected to earn at least that much this year, consider a SIMPLE (Savings Incentive Match Plan for Employees) IRA. An alternative to the traditional 401(k), this plan type is easy to open and run, has low costs and fees, and all funds accumulate on a tax-deferred basis.

Learn More About SIMPLE IRA

Related Resources

The following information may be provided by PNC Investments affiliates, including PNC Bank, PNC Private Bank℠ or PNC Institutional Asset Management®:

Tools

FINRA BrokerCheck

Check the background of PNC Investments on FINRA's BrokerCheck.

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Solutions

Optimize Cash Flow

Take control over what’s in, what’s out and what’s possible for your business. Effectively and continuously make the best use of your cash flow.

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Thought Leadership

Insights for Small Business Owners

Insights and ideas to help you get the most out of your day and keep your business moving forward.

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