Cash Flow Strategies

Take control over what’s in,
what’s out and what’s possible for your business.

Cash flow is the lifeblood of your business. Make the most of it.

This is a different kind of banking experience tailored by you. It starts with a one-on-one cash flow conversation to learn about you and your business in order to create a comprehensive banking relationship that can help you achieve your business and personal goals — by giving you the ability to effectively and continuously make the best use of your cash flow.

Accelerate Receivables: Make it easy — for your customers and yourself

Accelerate Receivables

Giving your customers more ways to pay is good for business, and so is getting cash into your business faster. Consider all the opportunities to Accelerate Receivables by optimizing how you receive and direct incoming cash.

Featured Solutions

Cash Flow Insight®
Track money coming in and money you expect to receive. Automate invoicing, view payment activity and schedule reminders.
Learn More »
PNC Merchant Services®
Get next-business-day funding[1] on payment transactions while giving your customers more ways to pay with credit cards, debit cards and attractive gift card programs.
Learn More »

Deposits Made Easy
Save yourself a trip to the bank with PNC Remote Deposit. Simplify your deposit process with DepositEasy℠ ATMs, mobile deposit and PNC Bank business deposit cards.
Learn More »

Cash Management Solutions[2]
Gain better control over incoming cash, help mitigate risks associated with managing customer payments, and add online efficiency by transitioning from paper to electronic.
Learn More »


Next: Improve Payment Practices

We're Here For Your Business

Our wide array of products, services and solutions can help your small business to achieve more.

Checking Solutions

Features and services tailored to your everyday transaction needs to provide the right foundation to take your business to the next level.

Learn More »

Cash Flow Insight®

An innovative suite of online tools for seeing your business’s cash flow like never before.

Learn More »

Accepting Card Payments

With PNC Merchant Services®, you have a dedicated team to help you discover the right payment acceptance solutions.

Learn More »

 News & Insights

Insights and ideas to help you get the most out of your day and keep your business moving forward.

Learn More »

Start Your Cash Flow Conversation Today.

Whether you're a current customer and have a question, or you're a new one and want to learn more, we're available to help.

Please share a few details with us and a PNC Business Banker will contact you.

All fields required.

Contact preference

Important Legal Disclosures and Information

  1. Except as is otherwise set forth in your agreement for merchant services, your funds for MasterCard, Visa, Discover, PayPal and American Express transactions will ordinarily be processed and transferred to select PNC business checking accounts within one business day from the time PNC Merchant Services receives your batch (which is an electronic file containing your card transactions).  If a batch is received after our cut-off time of 10:00 PM ET, or on a day that is not a business day, we will generally consider the batch as being received on the next business day.  Business day means Monday through Friday, excluding Federal holidays.

  2. Cash Management Services are provided by PNC Bank, National Association, a wholly-owned subsidiary of PNC and Member FDIC. ACH services require credit approval.

  3. PINACLE® is a registered trademark of The PNC Financial Services Group, Inc. Transaction fees may apply. ACH services require credit approval.

  4. You may not make more than a total of six (6) transfers each statement cycle from a savings or money market account to other accounts (including transfers to another account for overdraft protection) or to third parties by check, through point-of-sale purchase transactions or similar debit card transactions, by pre-authorized or automatic agreements, telephone, online or similar order payable to a third person. See your account agreement for more information. Other limits may apply to your account. Excessive transactions may result in your Business Money Market account being changed to a Business Checking account, which will be subject to the features and fees as described in the Business Checking Account and Related Charges in effect at that time.  We reserve the right to suspend enforcement of these transaction limitations, at our discretion.

Banking and lending products and services and bank deposit products are provided by PNC Bank, National Association, a wholly-owned subsidiary of The PNC Financial Services Group, Inc. and Member FDIC.

Cash Flow Insight requires an eligible PNC business checking account and enrollment in PNC Online Banking. Cash Flow Insight is enabled for all new business checking customers enrolling in Online Banking. For more information, visit Cash Flow Insight is a registered mark of The PNC Financial Services Group, Inc.  U.S. Patent Nos. 10,402,910 and 9,965,808, and others patents pending

PNC Merchant Services is a registered mark of The PNC Financial Services Group, Inc. Merchant Services are not deposit products. PNC Merchant Services does not offer deposit products and its services are not guaranteed or insured by the FDIC or any other governmental agency. Merchant Services are subject to application, credit review of the business and its owners, and approval.

PNC and PINACLE® are registered marks of The PNC Financial Services Group, Inc. ("PNC")

Read a summary of privacy rights for California residents which outlines the types of information we collect, and how and why we use that information.