Retirement Financial Planning

Let us help prepare you for what's next when retirement is on the horizon


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Be Successful in Your Retirement Planning Journey

We know you've worked hard to get where you are today. Whether you’re about to retire, in retirement or still in the planning stages, PNC Private Bank℠ can provide the planning and advice you need to make smart decisions for your lifestyle at every stage.

We’ll help you navigate the complexities associated with retirement so you can retire with confidence and live your life, whether you plan to travel, pursue your passions, volunteer, spend time with family or all of the above.

PNC Private Bank℠ has experience helping financially successful families understand:

  • Will I have enough retirement income?
  • How much will I need for healthcare expenses?
  • Will taxes deplete my retirement savings?
  • Is my estate plan in order?
  • When should I start taking social security?
  • Does my portfolio have too much risk for my age bracket?

Holistic Financial Retirement Planning

We are committed to providing individuals, families and institutions with great service and experienced professionals to help meet their financial goals, both for today and tomorrow.

Our strategists proactively communicate with you and regularly monitor and review your accounts. As your circumstances change, we will be there along the way to help guide you on how to adjust your plan accordingly.

We offer access to strategic financial guidance to build and preserve your wealth in retirement.

Our experienced wealth strategists believe in looking at your whole financial picture and collaborating with you and your family to integrate your retirement plan with your financial plan. Our solutions include:

  • Retirement income options
  • Social security planning
  • IRA and 401(k) rollovers
  • Insurance planning
  • Wealth transfer planning (including wills, trusts, powers of attorney or an advanced healthcare directives)
  • Planning for continued care of elderly or special needs family members
  • Retirement plans for business owners

Insights to Guide Your Path

We frequently publish articles to help you learn ways to help increase your ability to save and explore strategies to pass on your retirement assets to heirs or charitable organizations.

Retirement & Investment Planning

SECURE Act 2.0: Upcoming Changes Impacting Retirement Plans

With the passing of the Securing a Strong Retirement Act 2.0 in March 2022, we review the upcoming changes that will impact retirement plans.

16 min read

Retirement & Investment Planning

Financial Considerations When Marrying Later in Life

Deciding to get married in later years comes with both financial and nonfinancial considerations that people nearing retirement age need to understand.

4 min read

Retirement & Investment Planning

Comparing 401(k)/403(b) Plans with IRAs

Wondering whether to use a 401(k)/403(b) plan or IRA to save for retirement?

3 min read

Contact Us

Interested in becoming a PNC Private Bank client? If you have $1 million or more in investable assets and would like to work with a PNC Private Bank professional to achieve a unique purpose for your wealth, simply fill out and submit our form. We’ll then contact you to schedule an appointment and learn more about your financial goals.

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Important Legal Disclosures & Information

Important Information: At PNC we are committed to keeping you informed about any changes regarding our fiduciary status under ERISA and the Internal Revenue Code, as applicable, with respect to certain services we provide to IRA accounts. Learn More »

The material presented herein is of a general nature and does not constitute the provision by PNC of investment, legal, tax, or accounting advice to any person, or a recommendation to buy or sell any security or adopt any investment strategy. Opinions expressed herein are subject to change without notice. The information was obtained from sources deemed reliable. Such information is not guaranteed as to its accuracy. You should seek the advice of an investment professional to tailor a financial plan to your particular needs. For more information, please contact PNC at 1-888-762-6226.

The PNC Financial Services Group, Inc. (“PNC”) uses the marketing names PNC Private BankSM, PNC Private Bank HawthornSM, and Hawthorn Institute for Family SuccessSM to provide investment consulting and wealth management, fiduciary services, FDIC-insured banking products and services, and lending of funds to individual clients through PNC Bank, National Association (“PNC Bank”), which is a Member FDIC, and to provide specific fiduciary and agency services through its subsidiary, PNC Delaware Trust Company or PNC Ohio Trust Company. PNC does not provide legal, tax, or accounting advice unless, with respect to tax advice, PNC Bank has entered into a written tax services agreement. PNC Bank is not registered as a municipal advisor under the Dodd-Frank Wall Street Reform and Consumer Protection Act. 

“PNC Private Bank,” “PNC Private Bank Hawthorn” and “Hawthorn Institute for Family Success” are service marks, of The PNC Financial Services Group, Inc.

Investments: Not FDIC Insured. No Bank Guarantee. May Lose Value.

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