Visa Secure

Peace of Mind When Shopping Online Starts Here

Protect your PNC Bank Visa® Debit Card and Credit Card online purchases with Visa Secure. This free, simple-to-use service confirms your identity when you make an online purchase. There's no need to download anything or install any software, and there is no service charge. Visa Secure is just one more way that PNC Bank is committed to the security of your account(s).

How It Works

Step 1: Shop at participating online merchants

Look for online merchants that display the Visa Secure symbol – it's your assurance that your transaction will have an added layer of protection.

Step 2: Visa Secure automatically activated at checkout

It's quick and easy! There is no registration required for Visa Secure for your PNC Bank Visa Debit Card or Credit Card. If required, you'll be prompted during the checkout process at participating online merchants. You'll be asked to verify your identity and that's it! You are done!

For merchants that are not yet participating in Visa Secure, don't worry, your Visa card will continue to work as usual.

For a list of participating online stores, visit the Places to Shop.

Step 3: Enjoy enhanced security

Look for the Visa Secure symbol so you know where to shop online with extra security.

Frequently Asked Questions

What is Visa Secure?

Visa Secure is a service developed by Visa to validate your identity when you use your PNC card for online purchases at participating merchants.

What is the benefit for consumers?

Visa Secure provides added assurance when using your Visa card to make purchases online. You can be sure that any online merchant using the Visa Secure security system is a legitimate commercial entity.

Is my personal information safe and secure?

Yes. Your information is transmitted using a high level of encryption and is stored on a secure server.

Does Visa Secure cost me anything?

No. There are no costs associated with this service.

How do I shop with Visa Secure?

The service will automatically work at any of Visa's participating merchants.

Where can I shop using Visa Secure?

At all Visa Secure participating merchants. The list of merchants and exclusive Visa Secure offers is growing all the time, so come back and visit this site often.

Can I still use my PNC card at online merchants that are not participating in Visa Secure?

Yes, your PNC card will continue to work as usual if the merchant is not participating in Visa Secure. 

Can I use both credit and debit cards with Visa Secure?

Yes! Visa Secure was designed for use with both credit and debit cards. When you use your debit card with Visa Secure, your transaction experience will be similar to credit transactions – so you won't enter your PIN.

What happens when I finish shopping?

When you are finished shopping, proceed to the merchant's checkout page. As the transaction is completed, you will be prompted if any additional authentication is required.