Our business credit card accounts are structured differently to give business owners more control and a more efficient way to manage their account.
Your Control Account is a unique master account number that allows you to view and manage every credit card issued under your business.
Sub-Account(s) are created for each individual cardholder in your business. Each account corresponds with that individual’s credit card number.
Consolidated Billing doesn’t just make it easier to pay bills. It also gives you valuable insight into your company’s spending and greater control over who’s doing it — so you can run a tighter ship and keep your operation running efficiently.
As a Program Administrator, you are an authorized individual who manages business credit card account(s) on behalf of your company. You are assigned a username and password and will have the ability to view all business credit card accounts and activities.
Authorized functions of a Program Administrator include:
A written request is required to establish a Program Administrator. To get started, contact our card services center using the phone numbers provided on this page.
Consolidated Billing for PNC business credit cards is available in both Account View and PNC Online Banking. To register or login to either service, click the orange Login box in the upper right hand corner of any pnc.com page.
Consolidated Billing provides a complete, streamlined view of your company’s transaction activity, no matter which employee initiates it. Under this structure, all transaction activity on any of the credit cards issued under your business rolls up to a single master account known as the Control Account. At the end of each billing cycle, you will receive one billing statement that shows all transactions on your business credit card account by cardholder Sub-Account.
A Control Account is the master account number that allows you to view all of your company’s credit card activity for all credit cards associated with it. When making any balance or payment inquiries, always refer to the Control Account number for consistency and identification purposes.
A Control Account has a unique account number that doesn’t match any of the account numbers imprinted on the credit cards issued under your company’s account. No credit card is issued for a Control Account.
The Control Account number appears at the top of both your billing statement and the payment coupon.
Payments are always applied to the Control Account, not to a Sub-Account. Remember to include the Control Account number with your payment.
A Sub-Account is established for each cardholder (owner/guarantor/co-borrower and employee), so that the company can easily track each cardholder’s credit card account number and activity.
Sub-Account transactions are subtotaled for each cardholder and included on the Control Account billing statement.
The balance for each Sub-Account will be zero at the beginning of each billing cycle, because all transactions have rolled up to the Control Account.
Banking products and services and bank deposit products are provided by PNC Bank, National Association, a wholly-owned subsidiary of The PNC Financial Services Group, Inc. and Member FDIC.
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