Small Business Administration (SBA) Financing

An SBA loan may be the right choice for your business if you are about to expand, acquire or start a business or purchase a franchise; aquire or renovate owner/user commercial real estate; or finance equipment, inventory or working capital. SBA loan programs available through PNC Bank are designed to give businesses access to credit and provide financing solutions for a wide variety of business needs.

Key Features
Easier Loan Qualifications

Qualifying for an SBA loan is generally easier than for other types of loans.

Lower Down Payment Requirements

Down payment requirement is typically lower than for a conventional loan.

Early Payoffs Welcome

No prepayment fees for terms less than 15 years.

Work with a Lending Leader

PNC has a long history of helping business customers match their financing needs with the appropriate SBA lending program.  Start a conversation with a PNC Business Banker about an SBA loan that makes sense for your current and future business objectives.

 

Flexible Financing Solutions

SBA financing is designed to provide small businesses with access to credit featuring structures and terms that may be more flexible than conventional lending options.

SBA use of proceeds:

  • Business acquisition, expansion or start-ups
  • Commercial real estate purchase, expansion, renovations or leasehold improvements
  • Equipment and inventory purchases
  • Franchise financing
  • Working capital and refinancing existing debt (restrictions apply)
  • Exporting

Download SBA Loan Solutions Sheet

 

SBA financing features:

  • Longer repayment terms which means lower monthly payments
  • Down payments as low as 10%
  • No prepayment fee on terms less than 15 years (excluding SBA 504)
  • No SBA guaranty fee on SBA loans less than $150,000
  • No balloon payments on SBA 7(a) loans
SBA Loan Programs

Contact Us

Discover how our SBA Finance Group could work with your business.

Call Us at  1-877-BUS-BNKG (1-877-287-2654)

Monday through Friday
7:00 a.m. to 10:00 p.m. ET
Saturday and Sunday
8:00 a.m. to 5:00 p.m. ET

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Important Legal Information and Disclosures

Bank deposit products and services provided by PNC Bank, National Association. Member FDIC

All loans and lines of credit subject to credit approval and require automatic payment deduction from a PNC Bank business checking account. Origination and annual fees may apply.