Small Business Administration (SBA) Loans

An SBA loan may be the right choice for your business if you are about to expand, acquire or start a business or purchase a franchise; acquire or renovate owner/user commercial real estate; or finance equipment, inventory or working capital.  

Let's talk about your business lending needs

Special SBA Lending Offers available until September 30

5.49% on a 25-Year Term

Plus, get Full Waiver of PNC Origination Fee

on a SBA 504 or 7(a) Owner-Occupied Commercial Real Estate Loan
Loan amounts from $100,000 up to $5,000,000[1]
Or, get 0.50% off our current rate[2]
on other Secured Term and Owner-Occupied Commercial Real Estate Loans

Contact your business banker, stop in your local branch, or call 1-855-762-2365 (M– F: 8:00 a.m. to 6:00 p.m. ET)
(Offer is not available via our online application)
Please be sure to mention Promo Code 202

Special Lending Offer

Key Features of SBA Loans
Easier Loan Qualifications

Qualifying for an SBA loan is generally easier than for other types of loans.

Lower Down Payment Requirements

Down payment requirement is typically lower than for a conventional loan.

Early Payoffs Welcome

No prepayment fees for terms less than 15 years.

Work with a Lending Leader

PNC has a long history of helping business customers match their financing needs with the appropriate SBA lending program.  Start a conversation with a PNC Business Banker about an SBA loan that makes sense for your current and future business objectives.

Flexible Financing Solutions

SBA financing is designed to provide small businesses with access to credit featuring structures and terms that may be more flexible than conventional lending options.

SBA use of proceeds:

  • Business acquisition, expansion or start-ups
  • Commercial real estate purchase, expansion, renovations or leasehold improvements
  • Equipment and inventory purchases
  • Franchise financing
  • Working capital and refinancing existing debt (restrictions apply)
  • Exporting

 

SBA financing features:

  • Longer repayment terms which means lower monthly payments
  • Down payments as low as 10%
  • No prepayment fee on terms less than 15 years (excluding SBA 504)
  • No balloon payments on SBA 7(a) loans

SBA Loan Programs

Contact Us

Discover how our SBA Finance Group could work with your business.

Call Us at 1-855-762-2365

Monday through Friday
8:00 a.m. to 6:00 p.m. ET

Important Legal Disclosures and Information

  1. Offers available on new business term loans only. Offer not to be combined with other offers. Applications must be received by September 30, 2019, and loans must be closed within 90 days of loan approval. Discount shown based on loan amount, term and amortization schedule on new SBA 504 and SBA 7(a) term loans from $100,000 to $5,000,000, and SBA 7(a) Express term loans from $100,000 to $350,000 offered by PNC’s Business Banking Segment. Your actual rate will be based upon a review of your credit application. SBA Interest Rate Policy has a maximum rate structure that applies to fixed or variable structures or a combination of fixed or variable. Maximum rates are based on the gross loan amount and term. 100% waiver on standard PNC packaging fee. Other fees and charges may apply. Offer does not include a waiver on any third-party costs or SBA loan fees. Refinances of existing PNC business loans are excluded. PROMO CODE 202

  2. Offers available on new business term loans only. Offer not to be combined with other offers. Applications must be received by September 30, 2019, and loans must be closed within 90 days of approval. Discount shown based on loan amount, term, and amortization schedule on a new PNC Business Equity Installment Loan, commercial mortgages and secured term loan from $100,000 to $3,000,000. Your actual rate will be based upon a review of your credit application. 100% waiver on standard PNC Origination fee. Other fees and charges may apply. Offer does not include a waiver on any third-party costs. Refinances of existing PNC business loans are excluded. PROMO CODE 202

equal housing lender

All loans and lines of credit subject to credit approval and require automatic payment deduction from a business checking account. Origination and annual fees may apply.

Bank deposit, treasury management, and lending products and services are provided by PNC Bank, National Association (N.A.), a wholly owned subsidiary of PNC and Member FDIC.

PNC Bank is a registered mark of The PNC Financial Services Group, Inc.

 

PNC’s Retail Bank currently operates in all or part of the following States: Alabama, Delaware, Florida, Georgia, Illinois, Indiana, Kentucky, Maryland, Michigan, Missouri, New Jersey, New York, North Carolina, Ohio, Pennsylvania, South Carolina, Virginia, Washington DC, West Virginia and Wisconsin.  If your business is located outside of PNC’s servicing area, then please call us at 1-855-762-2365 for further assistance.

 

† Important information: Calls to or from us may be monitored or recorded by us for quality control and training purposes. By providing your phone number and/or email address, you consent and agree to receive phone calls and electronic mail from PNC, its affiliates and designees.