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An SBA loan may be the right choice for your business if you are about to expand, acquire or start a business or purchase a franchise; acquire or renovate owner/user commercial real estate; or finance equipment, inventory or working capital.
5.49% on a 25-Year Term
Plus, get Full Waiver of PNC Origination Fee
on a SBA 504 or 7(a) Owner-Occupied Commercial Real Estate Loan
Loan amounts from $100,000 up to $5,000,000
Or, get 0.50% off our current rate
on other Secured Term and Owner-Occupied Commercial Real Estate Loans
Contact your business banker, stop in your local branch, or call 1-855-762-2365 (M– F: 8:00 a.m. to 6:00 p.m. ET)
(Offer is not available via our online application)
Please be sure to mention Promo Code 202
Qualifying for an SBA loan is generally easier than for other types of loans.
Down payment requirement is typically lower than for a conventional loan.
No prepayment fees for terms less than 15 years.
PNC has a long history of helping business customers match their financing needs with the appropriate SBA lending program. Start a conversation with a PNC Business Banker about an SBA loan that makes sense for your current and future business objectives.
SBA financing is designed to provide small businesses with access to credit featuring structures and terms that may be more flexible than conventional lending options.
The SBA has eliminated the upfront SBA guaranty fee on SBA Express Loans to veterans and those who qualify as a veteran* in the military community. For all SBA Express loans to qualified veteran-owned businesses, the upfront guaranty fee will be 0% up to the maximum loan amount of $350,000.
Get More Veteran-Owned Business Resources for starting, growing and running your business from SBA.gov »
*To qualify, the business must be 51% or more owned and controlled by an individual(s) in one or more of the following groups: Veterans (other than dishonorably discharged), Service-Disabled Veterans, Active Duty Military service member participating in the military's Transition Assistance Program (TAP), Reservists and National Guard Members, Current spouses of any of the previously listed and widowed spouses of a service member or veteran who died during service or of a service-connected disability.
The SBA 7(a) loan program can be used to finance commercial real estate, renovations or improvements; business acquisitions, expansions or start-ups; franchise purchase; equipment or inventory; working capital; or refinancing existing debt (certain restrictions apply).
In addition, the SBA 504 loan program features a debt refinancing program which can help a business improve cash flow by lowering its monthly payments on existing conventional loan debt.
SBA Express loans can be used to finance business acquisitions, expansions, franchise financing, Commercial Real Estate purchase, working capital and equipment and can be issued as a term loan or a line of credit.
The SBA Export Express loan program provides financing to help a company’s export development. For example, funds can be used to finance the cost of goods for exporting, purchase goods or services to support exporting business, and to finance long-term, fixed assets.
Offers available on new business term loans only. Offer not to be combined with other offers. Applications must be received by September 30, 2019, and loans must be closed within 90 days of loan approval. Discount shown based on loan amount, term and amortization schedule on new SBA 504 and SBA 7(a) term loans from $100,000 to $5,000,000, and SBA 7(a) Express term loans from $100,000 to $350,000 offered by PNC’s Business Banking Segment. Your actual rate will be based upon a review of your credit application. SBA Interest Rate Policy has a maximum rate structure that applies to fixed or variable structures or a combination of fixed or variable. Maximum rates are based on the gross loan amount and term. 100% waiver on standard PNC packaging fee. Other fees and charges may apply. Offer does not include a waiver on any third-party costs or SBA loan fees. Refinances of existing PNC business loans are excluded. PROMO CODE 202
Offers available on new business term loans only. Offer not to be combined with other offers. Applications must be received by September 30, 2019, and loans must be closed within 90 days of approval. Discount shown based on loan amount, term, and amortization schedule on a new PNC Business Equity Installment Loan, commercial mortgages and secured term loan from $100,000 to $3,000,000. Your actual rate will be based upon a review of your credit application. 100% waiver on standard PNC Origination fee. Other fees and charges may apply. Offer does not include a waiver on any third-party costs. Refinances of existing PNC business loans are excluded. PROMO CODE 202
All loans and lines of credit subject to credit approval and require automatic payment deduction from a business checking account. Origination and annual fees may apply.
Bank deposit, treasury management, and lending products and services are provided by PNC Bank, National Association (N.A.), a wholly owned subsidiary of PNC and Member FDIC.
PNC Bank is a registered mark of The PNC Financial Services Group, Inc.
† Important information: Calls to or from us may be monitored or recorded by us for quality control and training purposes. By providing your phone number and/or email address, you consent and agree to receive phone calls and electronic mail from PNC, its affiliates and designees.
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