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Offering PIN debit as a payment option also provides benefits to merchants. In fact, adding a PIN pad to your point-of-sale (POS) system may result in lower transaction costs for processing debit/check cards. The reason is reduced risk. Unlike with signature debit cards, cardholders are able to prove their identity in real time by entering their PIN on the pad. With less risk, processors are often willing to offer better rates.
Of course, "doing the math" can get complicated, and the potential for savings is based in large part on the number and average sales-per-ticket of your business. PNC Merchant Services® can help you determine if a PIN pad makes sense. Learn more about how a PIN pad can help expand your options for payment acceptance.
A PIN Pad provides a number of key benefits for your business:
- Quick-service restaurants
- Convenience stores
- Grocery stores
Merchant Services are provided by PNC Merchant Services Company and are subject to credit approval. PNC Merchant Services is a registered trademark of The PNC Financial Services Group, Inc.
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